cancel
Showing results for 
Search instead for 
Did you mean: 

Soft or Hard Pull for AMEX

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

Soft or Hard Pull for AMEX

Good Morning Friends,

 

I am not sure if AMEX does a soft or hard pull when it invites you to apply after you check what cards you are pre-qualified for in your account page.  I know someone will know right off the bat.

 

Thanks and have a good day.





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 1 of 8
7 REPLIES 7
Community Leader
Super Contributor

Re: Soft or Hard Pull for AMEX

Most of the time it's a SP if you're already an AMEX cardholder. On the very rare occasion we have had reports of people incurring a HP for applications but again those seem to be rare.

Message 2 of 8
Frequent Contributor

Re: Soft or Hard Pull for AMEX


@simplynoir wrote:

Most of the time it's a SP if you're already an AMEX cardholder. On the very rare occasion we have had reports of people incurring a HP for applications but again those seem to be rare.


Thanks,  the AMEX Hilton card appears on my cards that I am pre-approved for.  I really want that one, hopefully it will be a soft pull,,, thanks again.





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 3 of 8
Frequent Contributor

Re: Soft or Hard Pull for AMEX

I can only speak from my experience, but my hilton aspire was a soft pull given my customer relationship with AMEX.
Bourbon and bow ties.
Current Cards:



Immediate Goals:
7/19: 3x CLI for Hilton Aspire (SUCCESS!)
8/19: App for Chase Ink Cash (APPROVED!)
12/19: One bureau FICO 8 at 750 (currently 726 EXP; 714 TU)
Message 4 of 8
Frequent Contributor

Re: Soft or Hard Pull for AMEX

Looks like it was a soft pull, was approved for 20K. Although the card is currently limited to 10K until I receive and register the new card.

 

Not too shabby, Now I can get rid of that worthless BonVoy card.





No Preset Spending Limit Hilton - $20K  Cash Magnet $18k Blue Cash Preferred $28K   Discover IT HSN Card  FurnRow $20K  Rooms To Go Synchrony $16.5K $5k Amazon Prime Card $10k  Home Mortgage 280K 3% 39K Car Loan 1.9%





 







 

Message 5 of 8
Community Leader
Super Contributor

Re: Soft or Hard Pull for AMEX


@avp99 wrote:

Looks like it was a soft pull, was approved for 20K. Although the card is currently limited to 10K until I receive and register the new card.

 

Not too shabby, Now I can get rid of that worthless BonVoy card.


Congrats on your new card there.

Message 6 of 8
Community Leader
Valued Contributor

Re: Soft or Hard Pull for AMEX

Nothing is a guarantee, but most of the time it’s a SP for existing customers. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 7 of 8
Moderator

Re: Soft or Hard Pull for AMEX

Thread is now locked as approval post is now in approval section of the forum.  Thanks

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.