If your a member with USAA, they have it for you.
Where can I go to get my Experian score? Credit Karma only does TU and Equifax
Experian and Discover Scorecard will give you a free Experian FICO score (updated once monthly).
We can't make any determination (guess of approval) based on your Credit Karma scores though. No creditor actually uses those scores to make approval decisions. Credit Karma is best used for account monitoring, filing disputes, general information, and possible progress. But Vantage scores are mostly worthless when it comes to decisions to extend credit by creditors.
Yes, I was approved for $2K with 88% utilization. Granted, I had yet to discover this forum. Had I known then what I know now, I would've never applied for the card at that time and waited a bit.
I think all other factors such as no new cards in over two years, relatively low expenses to income, age of accounts, and a decent Experian score played a part in generating the approval. But make no mistake, I believe $2K on the Plus card is a borderline approval. Also note, it was approved at the highest APR of 23.99% which is further evidence that Chase almost said hard no. That was the first approval before I started my "Let's pay attention to credit" and "Let's get to 750 quest."
Ok well I have get my Experian score. I’m 660 TU and 680 Equifax. I have a lot more inquiries, but I will take that 2k CL if offered. I pay on paying it off each month (I work in outside sales, and I will be using it for my monthly expenses and it will be paid each month) so I’m hopeful
OK.. again, where are you getting these scores from?
Question. Do they just look at your UR at the time when u apply? Or is it a average of over the past few months (say 6 months or so?) cause I have about a 45% UR now, but it been higher in the past
The only thing that they will see is your CURRENT utilization, based on your most recent statements. Scores have no memory - as soon as the Util issue is fixed, they will bounce back, and that is what Chase will see