Where can I go to get my Experian score? Credit Karma only does TU and Equifax
Those are vantagescore 3 scores. They are not FICO scores. They are for educational purposes mostly. You need your FICO scores. You can get a free Experian FICO 8 score with Discover’s scorecard. Free to sign up for. At least you’ll get a real FICO score from that. You can also go to credit check total and sign up for their $1 free 7 day trial and cancel via email right away to not pay $30 a month.
Ok. Bummer. Given my stats currently. Is there another rewards card that I have good approval odds?
I don't mean to be mean, but you may have only had one late, but it was still a late in their eyes. And, they don't like lates - sometimes with Chase it can be hard enough to get an approval with a perfect history.
You have a CapOne card. Which one? Have you tried their prequals for a QS? It;s a 1.5% card, which isnt horrible..
Goto CCT(credit check total) and pay $1 for a 7 day trial membership and cancel before the membership and they will give your TRUE Fico 08 Scores for Exp/Eq and TU.. Hope this helps.
Or if you prefer to pay 60 you can get the scores from this site plus many more models of each score, but for the purpose of getting your basic 08 Ficos CCT for trial membership it the way to go.. Google will be your friend.
You might be able to upgrade your Cap1 Platinum card to a QuickSilver (QS). <any people have had instant success at the following link - that includes me:
It's still your old card - you keep the account history, and it still says "Platinum" on your statement. But you get the benefits of the QuickSilver.
If you're offered, make sure it's the no-fee QuickSilver, and not the $39 AF QS1.