Wondering about my chances with the Southwest Chase card... given Chase is a "top tier bank" I don't think they're very good at all but thought I would get some opinions. Also - how long do people think their current promo of a companion pass will last?
I have a Quicksilver (6k), BOA Cash Rewards (1k), and US Bank Cash+ Signature (1k), car loan for almost 2 years ($2500 current balance). Scores about 675. Last time I was late on anything was 1 year 11 months ago. I have no relationship at all with Chase.
Thoughts? What are your experiences with getting approved with Chase?
Thanks for your insight. I know their 5/24 rule, which I am under - I believe I'm at 3 inquiries right now. My BOA card was only opened in March 2018, and my US Bank opened in October 2018 so those are fairly new though.
I'm second guessing applying haha! I'm trying to be logical and rational and let my current cards grow for the time being.. Let us know if you end up applying though!
Update - I was hesitant for the Southwest card because I hardly fly Southwest and I never have any pre-approved or pre-qualified offers from Chase.
But I did a pre-qualify check with Amex to see if they liked me for their Gold Delta card, it showed up in my offers with a 50k mile bonus offer (not as good as the targeted 75k miles but I'll take it), I did some research and decided to pull the trigger and... was approved! Idk my SL yet, but this is my first travel rewards card and Amex card so I'm pretty excited.