App'd for an Account with SDFCU on line and got the 'thank you for applying we will review your application' page after I completed the app.
I initially went to see if I could qualify for the secured CC they offer but wanted to become a member also so I did both.
After a couple hours I decided to check my status so I went to the SDFCU site (since they never sent me an email) and used the "check application status" button.
Entered the info they asked for and hit "submit"
INSTANT APPROVED for $2000.00 CC
REFERRED for Account.
Crazy... but I'll take it! (I'll call them Monday to get a solid confirmation on the CC) and ask what else is needed for the opening of an Account.
I'll keep you posted, I started this topic because finding info on CCs and approval scenarios with SDFCU is kinda tough here and not as talked about as other CUs.
Exactly! That's the tricky part of all this - and it doesn't help that today is Friday... we will see. If the $2k doesn't end up going through I'll try a recon for the Secured Product like I originally app'd for.
Hi @HindSight_20_20, I've removed your duplicate thread. Please avoid cross-posting in the future; it's confusing to follow and is against the guidelines here.
I've also updated the subject on this thread to reflect that the topic is still an application at this point, since you're not yet certain of the approval. When you know for certain it can be updated again.
Ahh got it!
Thanks for cleaning it up.
My experience: I sent in my membership application (just that, not CC app) by snail mail back in April because their site didn't support "state" code MP (Northern Mariana Islands), and never heard back. I think there were probably too many recent Chex pulls on my file as I was on a CU membership application spree at the time. Hopefully I'll be able to get my foot in the door this year.
Please tell us how your app goes!
So Saturday afternoon my [SDFCU CC app] went from IA to 'Pending' (not surprised at all) as others have stated.
My [Account app] is still in the 'Refferred' status.
I just want the darn Secured Card! lol (fingers crossed)
I'll let you all know how it goes as I suspect the SDFCU UW's will be all over the weekend apps when they arrive to the office.