@ojefferyo wrote:
@gdale6 wrote:Welcome to My Fico
This is the perfect example of an AU backfire. This card is considered to be yours and the amount owed and the payment is figured into your DTI as if you were responsible for the payment of the card. Since you have removed yourself it will update to 0 balance and have notations of "relationship terminated", it will remain on file to assist you with AAoA. You only want AUs if the card is nice and old and has no balance.
When I was removed as an AU on my sister's AMEX the whole history disappeared from my CR like it never happened
Intereting, Amex is weird in the way they do certain things. Cap-1 shows up the way I described on AUs report so did BoA.
