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Strange inquiry, has this happened to anyone?

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Contributor

Strange inquiry, has this happened to anyone?

I app'd for the discover card a few days ago and was denied. I called to find out why and they said EQ showed public records. Today I received a notification that discover pulled TU not EQ. (TU and EX show no public records) I called discover back and they are sure that they pulled EQ. Would this be a problem on creditkarmas end and miss reported the inquiry?
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Valued Member

Re: Strange inquiry, has this happened to anyone?


@JJ750 wrote:
I app'd for the discover card a few days ago and was denied. I called to find out why and they said EQ showed public records. Today I received a notification that discover pulled TU not EQ. (TU and EX show no public records) I called discover back and they are sure that they pulled EQ. Would this be a problem on creditkarmas end and miss reported the inquiry?

Are there public records on any of your credit reports?

Message 2 of 6
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Contributor

Re: Strange inquiry, has this happened to anyone?

On EQ there is. But not on TU or EX. The discover HP shows on TU but discover said they pulled EQ. I'm wondering why the HP discrepancy.
Message 3 of 6
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Frequent Contributor

Re: Strange inquiry, has this happened to anyone?


@JJ750 wrote:
On EQ there is. But not on TU or EX. The discover HP shows on TU but discover said they pulled EQ. I'm wondering why the HP discrepancy.

a creditor can pull from anyone. they can also pull from more than one bureau.

 

It's possible they pulled both, (do you have a "borderline" score?), and perhaps the EQ pull just hasn't posted yet

 

(edit for typos)


Message 4 of 6
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Contributor

Re: Strange inquiry, has this happened to anyone?

Yes, I understand they can pull more than one. They said they ONLY pulled EQ. That's where the confusion is.
Message 5 of 6
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Super Contributor

Re: Strange inquiry, has this happened to anyone?

Maybe they HPed TU but also SPed EQ


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
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