Their offers seem pretty solid too me. They use your EQ Bankcard FICO 8 score not the standard FICO 8. Yours is most likely higher than the standard. Just for example my standard FICO 8 is 765. My bank card FICO 8 is 786.
They've already soft pulled you. My approval was instant.
I have that card and use it for gas and sometimes groceries until the promotion ends later this year. You get another 10% CB for depositing it in a SunTrust account.
If you go to your online account. The offer should be there for you to apply. If it has a solid APR rate. Your chances are very high of an approval.
They've already soft pulled you. My approval was instant.
I have that card and use it for gas and sometimes groceries until the promotion ends later this year. You get another 10% CB for depositing it in a SunTrust account.
If you go to your online account. The offer should be there for you to apply. If it has a solid APR rate. Your chances are very high of an approval.
No problem, I understand!😀
Not much data on the approval amounts. On average looks to be $7500 to $10,000 starting limits. Not the highest, but certainly not the worst either. Mine started at $9200. I haven't asked for a CLI..yet.lol
I haven't been with them that long. I started receiving the offers to apply a month after opening the account 1.4 years ago.
They are pretty aggressive about getting people to have their cards!
I was badgered for 8 months before I caved in. Received a preapproved email almost monthly to apply for the WMC. No FTF and 5% CB on groceries and gas, plus 10% kick back..not too shabby.
Not much data on the approval amounts. On average looks to be $7500 to $10,000 starting limits. Not the highest, but certainly not the worst either. Mine started at $9200. I haven't asked for a CLI..yet.lol
I haven't been with them that long. I started receiving the offers to apply a month after opening the account 1.4 years ago.
They are pretty aggressive about getting people to have their cards!
I was badgered for 8 months before I caved in. Received a preapproved email almost monthly to apply for the WMC. No FTF and 5% CB on groceries and gas, plus 10% kick back..not too shabby.
OP. I got the card 6 months ago. 2 yrs post BK. I was with them for 6-7 yrs prior to going to Chase for the $300 checking account bonus. Once the BK was over and I joined here. I saw Chase wont deal with BK's. I drove across the street. Same CSR was there when I closed my ST account. Told her I want to come back. Open Checking, Savings, and applied for the card. Instant $5800 CL. Fico Bankcard was 714. Pulled only EQ. Good Luck. Love the card and the 10% for depositing cash back.
Sorry, I've never used it at Walmart and haven't figured out how to request a CLI. Hopefully one of the other members can help in that area.
No, you don't have to have a bank account. I had one with them temporarily. I've closed the bank account and only have the card.
I began receiving CC offers about a month after opening the checking account.
Their SLs seem score driven. The higher your Bank card score, the better the SL. My SL was $9200. I've seen others get higher SLs and some lower.
I began receiving CC offers about a month after opening the checking account.
Their SLs seem score driven. The higher your Bank card score, the better the SL. My SL was $9200. I've seen others get higher SLs and some lower.