Sync Visa/MC vs store cards on cli

[Anonymous]

Anyone know the TU score needed for the flood gates to open on sync’s major cc’s? I seem to have no issue getting cli’s on my store cards (Wally and gap) but no luck on PayPal MC or Marvel. TU at 670 at the moment. 

[Anonymous]

How long have you had your PayPal (I have one too) and Marvel MC's? The general thinking seems to be that you need to wait at least 3, up to  6 months sometimes depending on factors, after getting a Sync card before you're able to apply for and receive CLI's. It took me almost a year to get my first CLI on my Amazon store card, for example, but then I was in the very low 600's TU when I got it.

[Anonymous]

I’ve had marvel only 2 months so I’m not worried there, but pay pal I’ve had for 8 months now and I always charge and pif. Not sure what gives... I’ve hit the love button and robo lady and nothing. Haven’t called in as I don’t want to get hit with a blue envelope, I’m trying to be very careful with sync and I read somewhere that too much rep interaction can cause them to take note.

[Meanmchine]

What are your limits?

[Anonymous]

$700 on PayPal and $1,000 on Marvel 

[FinStar]

Although not a hard and fast rule, most individuals have reported upward movements once FICO scores reach above 700. Also, your DTI, overall exposure with SYNCB, plus other factors are typically considered with CLI decisions.

The more optimal your profile, the better the results will yield.