I'm so happy to finally be back with Synchrony, and I may be able to get back with Citi.
I burned Synchrony for about 1k (PayPal MC and LOC) in 2021, and I am back with a PayPal MC with a 10k limit and, most recently, the Amazon Prime Store Card 3.1k after 2+ years of being unable to get back.
I burned CitiBank on their Costco Visa and Double Cash card for about 5k total and could not even get pre-approved for their Home Depot card, which I used to have but closed at zero before filing in 2021. I read is hard to get back with Citi but I guess they are more leniant with their c-branded credit cards.
Yesterday, I went on a "pre-approval spree" and was pre-approved for the cards I could not get pre-approvals for before. I did not accept any offers; I just wanted to see where I stand today. I will consider them in the future as the need arises.
Home Depot - 500 (low but a good way to get back in with Citi)
Lowes - 5,000
RoomsToGo - 5,000
Walgreens - 3,000
JCPenney - 4,000
CareCredit - 5,000
Credit Cards
Amazon Prime Store Card: $10,000 | Apple Card MC: $3,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Signature: $25,000 | BCU Travel Rewards Visa Signature: $10,000 | Bread Cashback AmEx: $17,000 | Bread Rewards AmEx: $10,150 | Capital One Kohls Visa Signature: $4,000 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $17,750 | Capital One VentureOne WEMC: $3,100 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $3,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $5,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Signature: $9,000 | Truist Enjoy Cash Visa Signature: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | WF One Key+ WEMC: $9,000
BCU Unsecured LOC 5k | PenFed OD LOC 300
BCU Auto Loan $18,952.57
Rebuilding since June 2021.
