Synchrony is DOUBLE PULLING__ TU and EX + SageStream/Innovis

[CreditCuriosity]

double and triple pulls as eluded to by others are becoming the normal for Sync now along with a pull on sagestream..  few months back denied a card with them due to sagestream froozen.. Don't even have that PIN anymore was a loss of a TU HP for that experience as all my majors were unfroozen..

[GApeachy]

I'll add a few dp's:

(all approvals)

1. 1Travel dc  Jan 2020: hp'd Sagestream and TU

2. TJX dc   Feb 2020: hp'd Sagestream and TU

3. Ebay mc  Aug 2020: hp'd Sagestream and TU

4. Venmo vs  Feb 2021: hp'd Sagestream and TU

I got locked out of Factor Trust, but I've seen sp's on it by Synchrony in the past for Lowe's and Walmart.

[Anonymous]

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@GApeachy wrote:

I'll add a few dp's:

(all approvals)

1. 1Travel  dcJan 2020: hp'd Sagestream and TU

2. TJX dc Feb 2020: hp'd Sagestream and TU

3. Ebay mc Aug 2020: hp'd Sagestream and TU

4. Venmo vs Feb 2021: hp'd Sagestream and TU

I got locked out of Factor Trust, but I've seen sp's on it by Synchrony in the past for Lowe's and Walmart.

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You've been a busy peach. 

[GApeachy]

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@Anonymous wrote:

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@GApeachy wrote:

I'll add a few dp's:

(all approvals)

1. 1Travel  dcJan 2020: hp'd Sagestream and TU

2. TJX dc Feb 2020: hp'd Sagestream and TU

3. Ebay mc Aug 2020: hp'd Sagestream and TU

4. Venmo vs Feb 2021: hp'd Sagestream and TU

I got locked out of Factor Trust, but I've seen sp's on it by Synchrony in the past for Lowe's and Walmart.

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You've been a busy peach. 

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Well it's a sickness

[AverageJoesCredit]

No clue about my Sagestream etc, but im so glad i got all my Sync cards when they were a simple TU puller lol. I did get pulled once on Experian on a cli attempt years ago which was wild but now they want multiple bureaus  and secondary agencies. Cray cray

[GApeachy]

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@AverageJoesCredit wrote:

No clue about my Sagestream etc, but im so glad i got all my Sync cards when they were a simple TU puller lol. I did get pulled once on Experian on a cli attempt years ago which was wild but now they want multiple bureaus  and secondary agencies. Cray cray

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Order you a report.  I just got mine a few days ago.  Guess what?  They had my bday in 1919, **bleep**, really?  It's a good thing to check.  I'm really surprised I was approved being a centurion and all..jeez.

[toi34]

I'm not sure if this has been clarified or not, but I want to save you unnecessary wasted hard pulls. 

Sagestream pulls from Innovis, so if your Innovis is frozen Sagetream won't be able to provide info to Synchrony, Comenity, or other creditors. 

Sagestream and Innovis are two separate companies (I thought they were one in the same but name-changed again. Remember IDA?)

Synchrony customer service was nice enough to rescind the hard inqs from EX. I'm still working on TU.

The long and short of it is...before you app for Amazon+: call to unlock Innovis, call to unlock Sagstream, unlock TU and unlock EX.

[AverageJoesCredit]

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@toi34 wrote:

I'm not sure if this has been clarified or not, but I want to save you unnecessary wasted hard pulls. 

Sagestream pulls from Innovis, so if your Innovis is frozen Sagetream won't be able to provide info to Synchrony, Comenity, or other creditors. 

Sagestream and Innovis are two separate companies (I thought they were one in the same but name-changed again. Remember IDA?)

Synchrony customer service was nice enough to rescind the hard inqs from EX. I'm still working on TU.

The long and short of it is...before you app for Amazon+: call to unlock Innovis, call to unlock Sagstream, unlock TU and unlock EX.

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What's Amazon + ?

[Anonymous]

I thought TransUnion owned Sagestream? And I also thought they kept their own records in addition to pulling from multiple alternative bureaus?

[coldfusion]

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@Anonymous wrote:
I thought TransUnion owned Sagestream? And I also thought they kept their own records in addition to pulling from multiple alternative bureaus?

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Sagestream has historically used Lexis Nexis as a data source and was purchased by Lexis Nexis maybe a year or so ago.