cancel
Showing results for 
Search instead for 
Did you mean: 

Synchrony is DOUBLE PULLING__ TU and EX + SageStream/Innovis

bRICrEAW
Established Member

Re: Synchrony is DOUBLE PULLING__ TU and EX + SageStream/Innovis

how did you get synchrony to remove the inquiries? Which number did you call?

Message 31 of 41
Carmy03
Established Contributor

Re: Synchrony is DOUBLE PULLING__ TU and EX + SageStream/Innovis

I got my sagestream report today and saw my old Walmart account from 2019 on there when Walmart was in synchrony. Also saw Apple Card on there too from 2019(sp). 

Message 32 of 41
bRICrEAW
Established Member

Re: Synchrony is DOUBLE PULLING__ TU and EX

I got a representative at sagestream with the information provided, and they're telling me that the report is not frozen. when I called synchrony, they said they would not remove the inqs already received, and I have to reapply yet again if I want the card. I'm not sure which phone number the previous poster used to get the inqs removed or how to go about that. this is really ridiculous. I just want to get this Amazon card.

Message 33 of 41
coldfusion
Community Leader
Super Contributor

Re: Synchrony is DOUBLE PULLING__ TU and EX

You could go the nuclear route and file a CFPB complaint.



(10/2021)
FICO 8 (EX) 804 (TU) 830 (EQ) 827
FICO 9 (EX) 828 (TU) 841 (EQ) 842

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 34 of 41
SunriseEarth
Moderator Emeritus

Re: Synchrony is DOUBLE PULLING__ TU and EX + SageStream/Innovis

I just applied for Belk MC yesterday.  It felt like it took forever to get the approval screen, but it appears they pulled TU and EX for me.   IIRC, my Venmo app from a few months ago was TU only, but maybe I'd better pull an EX report to check. 



Start: 619 (TU08, 9/2013) | Current: 788 (TU08, 10/6/21)
AMEX Cash Magnet $64000 | Discover IT $46000 | BofA BBR #1 $43900 | BoA BBR #2 $31100 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Sony Card VS $23750 | GS Apple Card WEMC $20000 | Freedom Flex WEMC $20000 | Cap 1 QS WMC $17250 | Disney VS $15000 | FNBO Evergreen VS $15000 | Target MC $14000 | WF Active Cash VS $12,000 | Citi Custom Cash MC $11600 | Jared Gold Card $11000 | Amazon VS $10000 | AARP VS $8800 | Belk MC $3800 | ~~
Message 35 of 41
ChargedUp
Valued Contributor

Re: Synchrony is DOUBLE PULLING__ TU and EX


@bRICrEAW wrote:

I got a representative at sagestream with the information provided, and they're telling me that the report is not frozen. when I called synchrony, they said they would not remove the inqs already received, and I have to reapply yet again if I want the card. I'm not sure which phone number the previous poster used to get the inqs removed or how to go about that. this is really ridiculous. I just want to get this Amazon card.


 

 

There are other Amazon cards to be had. Is there any reason keeping you from going for the Chase Amazon Visa? Amex also has the business version. 

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($27K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($14K), NASAFCU Rewards Visa ($20K), BOC/Elan Max Cash MC ($25K), BoA Business Customized Cash Rewards MC ($8k)
Message 36 of 41
bRICrEAW
Established Member

Re: Synchrony is DOUBLE PULLING__ TU and EX

Last year, I found out I was blacklisted by Chase. I made another post a couple of days ago that I was approved for chase freedom but still wanted amazon. My amazon account said I prequalified but I am unsure if applying for a second chase card is a good idea as I am concerned about the shutdowns, and it has been less than a week since I was approved for the first card. I did look at the amex, but the chase card seems like the best option of the three. Do you think I should wait for chase, apply now, or forget about it? Do you have any suggestions?

Message 37 of 41
RehabbingANDBlabbing
Frequent Contributor

Re: Synchrony is DOUBLE PULLING__ TU and EX

I keep getting denied for the Venmo card due to a frozen Sagestream. I am also getting denied for the Comenity Ulta card for the same reason. I I froze Sagestream a while back and reapplied for Ulta, but the same thing happened as the other poster reported: Comenity said it was still frozen.

Message 38 of 41
Duriel
Regular Contributor

Re: Synchrony is DOUBLE PULLING__ TU and EX

I guess maybe I can see Chex or one or legal databases if they're twitchy... but I pulled some of the others and I can't see a situation where they'd show something the proper bureaus don't 🤷🏼‍♂️  

Message 39 of 41
coldfusion
Community Leader
Super Contributor

Re: Synchrony is DOUBLE PULLING__ TU and EX


@bRICrEAW wrote:

Last year, I found out I was blacklisted by Chase. I made another post a couple of days ago that I was approved for chase freedom but still wanted amazon. My amazon account said I prequalified but I am unsure if applying for a second chase card is a good idea as I am concerned about the shutdowns, and it has been less than a week since I was approved for the first card. I did look at the amex, but the chase card seems like the best option of the three. Do you think I should wait for chase, apply now, or forget about it? Do you have any suggestions?


A general rule of thumb with Chase is that best practice is to space out applications several months apart.  Depending upon strength of profile and current amount of exposure with Chase some people do have success at 3-4 months but 6 months is a more typical suggestion.



(10/2021)
FICO 8 (EX) 804 (TU) 830 (EQ) 827
FICO 9 (EX) 828 (TU) 841 (EQ) 842

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 40 of 41
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.