T/U and the lost inquiries

Anonymous · ‎06-13-2016

Just curious. Is anyone taking 'advantage' of this momentary and temporary score jump?

Anonymous · ‎06-13-2016

I noticed that too.

GetMeSlick · ‎06-13-2016

whats happening with TU? Credit karma says, all my 14 Hard inqs on TU was removed from last week report to today. The score just jumped 10 points however.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850

Take the myFICO Fitness Challenge
Gardening since Mar/2024

Anonymous · ‎06-13-2016

If you pull an actual hard copy of your TU report they are still there.

Anonymous · ‎06-13-2016

Editor's note/addendum:

My question is NOT why or how this snafu has occurred. It simply has for whatever glitch and for a few weeks now, albeit temporarily.

My question is: is the community doing anything w this artificial boost in their scores especially w issuers/lenders who focus on T/U reports?

For example: new apps? CLI's? Etc..

My apologies for not being more clear.

Thanks.

Anonymous · ‎06-13-2016

I was just on my paid for "official" T/U site and they were indeed all gone.

Meanmchine · ‎06-13-2016

Ive seen a couple people posting their app spree which appears to have been triggered by TU

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

RonM21 · ‎06-13-2016

I've seen the same thing. Several have posted going on app sprees because of this. I've also seen a thread where someone did this, then after some approvals the inquiries came back. They were a bit worried at that point.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-13-2016

I noticed yesterday that TU updated the format of their report. I am wondering if this has anything to do with the glitch of inquiries disappearing. I have not apped. I am in the garden, but even if I wasn't, I wouldn't want more pulls on TU. When the inquiries come back some may be hit really hard. I had 15 inquiries when they were showing.

I have been tempted with soft pulls for CLI's, but decided to just garden and watch my scores go higher. It's a good thing.

Anonymous · ‎06-13-2016

@Anonymous wrote:
I noticed yesterday that TU updated the format of their report. I am wondering if this has anything to do with the glitch of inquiries disappearing. I have not apped. I am in the garden, but even if I wasn't, I wouldn't want more pulls on TU. When the inquiries come back some may be hit really hard. I had 15 inquiries when they were showing.

I have been tempted with soft pulls for CLI's, but decided to just garden and watch my scores go higher. It's a good thing.

When I log in to TU my inquiries are gone but when I go see my credit report for disputing the inquiries are all present. Believe me they are all there.