TD Double Up “Pre-selected” Mailer

[LuckyB338]

Received a TD mailer last week and threw it away bc I figured my current profile would not support the application. Then I received another one today...

It very clearly appears to be marketing, but I wanted a second opinion on if my profile would support it, if I were to apply.

Fico 8: EX 676, EQ 689, TU 681

Utilization under 3%

2 CCs (CL 3.3k and 5.5k), 1 auto lease, 1 student loan

BK CH7 filed Dec. 2020 and discharged March 2021

3 late payments prior to ch7

Income: $129,675.00

[FinStar]

Their mailers are simply marketing. Not guaranteed pre-qualified or pre-approved offers, just pre-selected.

If you feel your profile can support the application, then you can definitely give it a try.