Hi guys below is list of card that I have currently , Chase and Amex not available to me.
Discover 29K, BOA mastercard 25K, Citi DD mc cash 15K, Wells fargo propel amex 15K, US bamk cash visa 14.5K
TD bank visa cash 14K, Apple gs 10K, Merick bank visa 3150 , Cap one wallmart mc 19K, Quick silver mc 4.7K, Cap one Sparks bus visa 2K, Uber barclays visa 12K, barclays ring mastercard 8K, Synchrony Jcpenne 18K Blispay visa 2K. Ok what is the next card should be in my wallet or on my living room wall.
First, might I suggest ditching Merrick? Kinda like a sore thumb sticking out of your nice collection! 😜
Then Penfed $25K, AOD $15K.... to name a few
Why not the Apple Radium?
Looks like there's a whole lotta CUs not in your stack of cards OP. I'd look into them.
Is "None" an option on this poll?
Based on all your previous threads, you're barely using what you have.
Apply for whatever you're spending money on.
If you're just collecting cards, pick a name and apply.
Just so you know, a new accounts could potentially interfere with your CLI quests.
I'm gonna go with none, as well.
@ttulaw wrote:Why not the Apple Radium?
Would look nice framed on the living room wall.
My thought is, apply for a new card only if you are willing to see the two Barclay's cards reduced. If not a lot of spend, one of your CL somewhere is likely to get cut.
Yes the Merrick visa card with a limit of 3150 stick out but I have rule that I don't close accounts because I don't want to take hit on credit history have the card since 2012. I also don't want to pay annual fees. I want to see how many credit card that I can get, it is game. I want to see if can ever get back to total credit line that I had back in the 90's before I went bad for more that couple hundred K. never going to go bad again.
You won't take a hit - it'll stay for up to ten years and report in your age factors. By then with the collection of cards you've piled up, when it falls off it won't even register as a peep.
Cards that I am looking at are the 2 percent cash back paypal mastercard the Wells fargo Visa cash wise also the Penfed power cash visa.