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Target RED Card Credit Line Increase??

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Anonymous
Not applicable

Re: Target RED Card Credit Line Increase??

Thanks.
Message 21 of 27
NoMoreE46
Community Leader
Senior Contributor

Re: Target RED Card Credit Line Increase??

This is my history with TD/Target.  I always pay in full:

Opened Redcard Apr 2014 $500 limit
Oct 2014 $1000 
Aug 2016 $1400

Jun 2017 $4000 and got MC upgrade.  Dec 2017 $5000

Jun 2018 $7000 Dec 2018 $9000

Jun 2019 $11000

Message 22 of 27
Anonymous
Not applicable

Re: Target RED Card Credit Line Increase??


@NoMoreE46 wrote:

This is my history with TD/Target.  I always pay in full:

Opened Redcard Apr 2014 $500 limit
Oct 2014 $1000 
Aug 2016 $1400

Jun 2017 $4000 and got MC upgrade.  Dec 2017 $5000

Jun 2018 $7000 Dec 2018 $9000

Jun 2019 $11000


How much spend do you put on the card to get limits like that?

Message 23 of 27
Namaste7
Established Contributor

Re: Target RED Card Credit Line Increase??

My card grew inconsistently, fast. My card was approved by TD Bank in the low 2k range. I didn' get my first CLI until I allowed a balance to post for a few consecutive months; I cannot remember the amount but it still kept my CL in the 2k range.  Within a year, I got the M/C upgrade and a major CLI. Based on Nosole46's post, I may not receive my first post-M/C conversion CLI until next month. 

 

I spend $100-$400 per month at Target or online and always PIF the statement balance. I've used the M/C occassionally at gas stations and vending machines. Update income every few months. 

~~MMXX~~
2025 Goal$
2024 Goal$
2023 Goal$
FICOs 780+
Message 24 of 27
NoMoreE46
Community Leader
Senior Contributor

Re: Target RED Card Credit Line Increase??

We would do about $300-400 monthly (gas purchases too).  Sometimes we would pay the Target bill (not including gas balance) immediately after checking out at the Customer Service kiosk.  Wondering if my SL will increase next month as it has been for the last three years.   The highest SL I have seen is  $15000.     

Message 25 of 27
Anonymous
Not applicable

Re: Target RED Card Credit Line Increase??

Time to buy some TP and let it age a little Smiley Very Happy

Message 26 of 27
NoMoreE46
Community Leader
Senior Contributor

Re: Target RED Card Credit Line Increase??

Just a follow up. I did get a CLI of $2,000 for December.
Message 27 of 27
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