Target credit card no limit increase

[razzy116]

I"ve had the Target credit card since May 2020 with a 500 credit limit, no credit limit increase, what do i have to do to get a credit limit increase?

[CreditMagic7]

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@razzy116 wrote:

I"ve had the Target credit card since May 2020 with a 500 credit limit, no credit limit increase, what do i have to do to get a credit limit increase?

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They lost a lot of what would be generous consistent shopping with that retailer. Yeah 5% off is a very appealing attraction but my interest in not seeing even a crumb from them doesnt exactly encourage a thought of making usage of it EITHER. So be it

[Anonymous]

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@razzy116 wrote:

I"ve had the Target credit card since May 2020 with a 500 credit limit, no credit limit increase, what do i have to do to get a credit limit increase?

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It is not just you. My last CLI on my Target Card was about 6 years ago. Just before it went to TD Bank. Once TD Bank took it over the increases stopped. There is no way to request a CLI on this card. They will give it when they are good and ready

Thanks

Mark

[Trini88]

The fact that they won't even allow you to request an increase is what irritates me. 😒

[AMJ50]

At least your limit is $500, mine is stuck at $300. I gave the card to my niece, who is 17 to use. She loves shopping at Target. Me, not so much

[coldfusion]

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None of the responses so far actually answered your question, so here goes:

Use the card every month, let the resulting balance report, and pay the statement balance in full.  Do not carry balances.

Also every month log in online and update your income information, even if it hasn't changed.

No guarantees of success.

[Anonymous514]

But wouldn't that mess up azeo for those practicing azeo methods?

[BenTramer1978]

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@Anonymous514 wrote:

But wouldn't that mess up azeo for those practicing azeo methods?

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Probably but azeo doesn't seem to work for me. I see no change in score between using azeo and usin 1-2% percent of my credit over multiple cards.

[bigseegar]

Probably never lol. I've had a Target Red Card for 3 years that's still at the $300 SL and I have a nearly 800 Credit score and strong profile now. I've tried using it and PIF several times and I even carried a small balance for a couple months to see if that would trigger one. Yet I've never received a CLI of any kind and at this point don't expect to ever see one lol.

[coldfusion]

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@Anonymous514 wrote:

But wouldn't that mess up azeo for those practicing azeo methods?

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Yes, because AZEO calls for a bank card as the one that is reporting, not a store card.