cancel
Showing results for 
Search instead for 
Did you mean: 

The BarclayCard CLI Soft Pull thread

Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

I'm waiting to see if I see any auto luv from them on my JetBlue Plus. Sixth statement should be closing today. Approved back in March with a 4k SL when my TU was 715 or so. I've put 8.5k in spend across the card since getting it and today TU stands at 767. How soon after statement close do they usually bump up the CL if they are going to? If not I'll probably call in and ask about an APR reduction and ask if there are any other offers showing. 


Message 461 of 503
Frequent Contributor

Re: The BarclayCard CLI Soft Pull thread

I just called Barclaycard CSR and asked for a soft pull CLI. It has been seven months with the card. She stated it would be a hard pull if I wanted to apply for a CLI, or I can wait for an auto CLI, which is a soft pull. So wait I will...

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 717 TU 750 EQ 717 10/19/18
Goal: 740 across all bureuas
Message 462 of 503
Frequent Contributor

Re: The BarclayCard CLI Soft Pull thread

Looking for some feedback on when & how to ask for a SP CLI from Barclay on my Arrival+ WEMC. Current Credit Line is $10,000 trying to get to $15,000 and transfer a balance of $8,000-$10,000 over for +/- 90 days @ 0%.  Just recently got BT offers showing 0% till March 2018.

 

Background:

 

03/27/16 - Apped & DECLINED, called analyst backdoor # to recon, spoke with analyst, asked about high util % on 1 account. APPROVED with $5000 SL

 

03/30/16 - PAID 1/2 of balance on high util account before it cycled knocking it down to under 30% utilization

 

04/09/16 - Called analyst backdoor # after getting alert that TU report had updated with lower balance, had used card for about $1000. Asked for a SP CLI, had to explain that another analyst had told me they could SP CLI in the first 30days of account opening. She relented, SP TU and I got CLI $5000, new total credit line $10,000

 

Stmt Date   Charges          Payments                Closing Balance

 

04/19/16      $3214.77           Pmts : $3212.82     Bal: $16.95

 

05/19/16      $5411.04           Pmts: $2516.95      Bal: $2911.04 (included a $5000 BT + $150 Fee @ 0%)

 

06/19/16      $0.00                 Pmts: $2911.04      Bal: $0.00

 

07/19/16      $415.56             Pmts: $415.56        Bal: $0.00

 

08/19/16      $281.23             Pmts: $281.23        Bal: $0.00

 

09/19/16      $964.75             Pmts: $964.75        Bal: $0.00 ----Statement cuts on 19th, will be my 6th statement since getting the card.

 

 TU Stats - FICO 08 705 or better (Should Be on 9/20) - Overal Utilization of 8% ($7500 between 3 accounts) nothing over 50% util, Last TU HP was in May 2016, Sync Amazon card.

Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Barclay AA - $28k | Cap1 QS $26k | PenFed Plat $25k | NFCU Sig VS $24k | Chase CSP $20k | Chase Ritz $20k | Amex SPG $20k | BofA BBR $15k | NFCU LOC $15k | BofA CR $13.5k | Sync Lowe’s $12k | Citi AA $10.5k | Amex Delta Plat $10.4k | Marvel MC $8k | Citi Costco VS $7k | Sync Amazon $6.1k | Amex ED $2k | Amex BCP $1k | Amex PRG NSP / $25k Pay Over Time
Message 463 of 503
Valued Member

Re: The BarclayCard CLI Soft Pull thread

Anyone know if you would still receive an auto-CLI after the 6th statement cuts even if you successfully requested a Soft Pull CLI before the 6 months?

 

I spoke with retentions the day before my 5th statement cut and they offered me a $200 CLI which I accepted. Any chance I would still receive an auto-CLI after the 6th statement cuts?

FICO 08s (8/30/16): EX: 706 TU: 704 EQ: 689
Message 464 of 503
Frequent Contributor

Re: The BarclayCard CLI Soft Pull thread

I called yesterday and asked for a rate reduction, they connected me to so
Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 717 TU 750 EQ 717 10/19/18
Goal: 740 across all bureuas
Message 465 of 503
Frequent Contributor

Re: The BarclayCard CLI Soft Pull thread

Stupid iPhone. I called yesterday and asked for a rate reduction, they connected me to an account analyst. I have arrival +, coming up on 7 months. Was able to get a 3 or reduction in apr to 17.24 and a CLI of $1000. I'm only at $4500 now, much lower then the the $15-20K cards I have. Better then a HP though. I could of opted for a HP to get a higher CLI, but chose not to.
Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 717 TU 750 EQ 717 10/19/18
Goal: 740 across all bureuas
Message 466 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

I posted this in a different thread last week - 

 

Neither of my Barclay cards have seen any CLI action for close to a year. The last time my Rewards card received an increase was in April of '15. My Apple card received one last October. I've been calling once in awhile to see if they could reduce my APRs. I then ask if there are any promotions or SP CLIs available. That was working before but it hasn't in awhile. I tried doing that today. I figured I'd start with the Rewards card because it gets the most use and I'd like to see that one grow more. The front line representitive stopped me in my tracks. She told me the current APR is the lowest available for my account at this time. And of course there were no other promotions available. I didn't bother asking about my Apple card.

I looked into my account tonight and found that my Barclay Apple card received an auto-CLI. It would from $4400. to $7400. That's about a 68% increase. A very nice surprise! Funny thing is this card doesn't get much use but it's received more increases than my Rewards card. That one is pretty much my daily driver. I gave the Apple card some extra use over the last few weeks then bam... an increase. It might be a coincidence or the extra use helped make it happen.

>>
I'm wondering why I can no longer get past the front line CSRs? Maybe I've been getting the wrong onces when I call. 

 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Apple Rewards - $15,000 / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / JC Penney - $10,000 / Discover IT - $9700 / Barclay Rewards - $5400
Merrick - $2400 - Total - $134,500

EQ - 756 / TU - 746 / EX - 749
Message 467 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

Sorry for the late response but I have a couple of suggestions. 

 

Are you calling at the same time of day? (IE: Calling when you get home from work) If so, you might want to try at different hours throughout the day, if you're calling late you might be getting the after-hours service, which generally speaking is in another country.

 

Are you calling the regular CSR line? If you call a recon line, I know they don't have these offers.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 468 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

I call the number on the back of the card. The time varies. I try not to call after 5 because I don't want to end up with a rep in a far off land.

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Apple Rewards - $15,000 / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / JC Penney - $10,000 / Discover IT - $9700 / Barclay Rewards - $5400
Merrick - $2400 - Total - $134,500

EQ - 756 / TU - 746 / EX - 749
Message 469 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


masscredit wrote:

I call the number on the back of the card. The time varies. I try not to call after 5 because I don't want to end up with a rep in a far off land.


Try the backdoor # for the credit analyst... I wouldnt use the regular customer service # from the card if I was calling...

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 470 of 503