Hey, MustangSaluki-I can also confirm that the string of number on my acceptance letter does, in fact, contain my account opening date. It states 8/4/13 which is the exact same date that displays on the "Since..." part of the website when I log into it. Just thought you'd like to know. And thanks for writing up the guide. I have a month and a half to go. 
I just wanted to say thank you so much for this thread and the sticky on Amex and 3x increases by Mustang.
I just became a part of the Amex family last night. I ended up going with the Sky Blue card and got a CL of $10,000. Obviously I can not ask for a 3x increase in 61 days because that would put me over the 25k limit. So, I'm just wondering once my 61 days arrive, what should I try for? I have the date marked on my calendar now. 
You guys are just simply awesome.
@audia4 wrote:I just wanted to say thank you so much for this thread and the sticky on Amex and 3x increases by Mustang.
I just became a part of the Amex family last night. I ended up going with the Sky Blue card and got a CL of $10,000. Obviously I can not ask for a 3x increase in 61 days because that would put me over the 25k limit. So, I'm just wondering once my 61 days arrive, what should I try for? I have the date marked on my calendar now.
You guys are just simply awesome.
Well, technically, you could ask for 30K.... but I'd "settle" for 25K. No sense in asking for less than that. And if they don't think it's such a great idea they'll counter. That's the worst that will happen.
I requested my 3X CLI this morning to $41,500 and was countered with an $8,300 increase to $21,800 - more than double my next highest CL.
My Experian report shows Amex SPs on June 21 and June 28, nothing since. On June 28th Amex would have seen balances on 4 out of 5 cards, with a total Util of 1585/41500 or about 3.8193%. The only card not showing a balance at the time was a month-old Barclays.
MyFICO handle: Snacktrader
Initial CL: $4,500
61 Day CLI: Full $9,000 to $13,500
181 Day CLI: Countered $8,300 to $21,800
Amex Utilization at 61 Day CLI: ~10%
Amex Utilization at 181 Day CLI: 0%
Ratio of Income to overall CLs: 1.3645 after 181 day CLI, 1.6867 prior to the CLI
Number of new credit lines opened since last CLI: 1
Total $ Value of transactions since last CLI: $2,853.57, almost 100% of that within BCP bonus categories.
Did I miss anything?
By the way, this is a link to my 61 Day CLI Post within this thread: http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide-Discussion-Thread/m-p/...
My Experian report shows Amex SPs on June 21 and June 28, nothing since. On June 28th Amex would have seen balances on 4 out of 5 cards, with a total Util of 1585/41500 or about 3.8193%. The only card not showing a balance at the time was a month-old Barclays.
MyFICO handle: Snacktrader
Initial CL: $4,500
61 Day CLI: Full $9,000 to $13,500
181 Day CLI: Countered $8,300 to $21,800
Amex Utilization at 61 Day CLI: ~10%
Amex Utilization at 181 Day CLI: 0%
Ratio of Income to overall CLs: 1.3645 after 181 day CLI, 1.6867 prior to the CLI
Number of new credit lines opened since last CLI: 1
Total $ Value of transactions since last CLI: $2,853.57, almost 100% of that within BCP bonus categories.
Did I miss anything?
By the way, this is a link to my 61 Day CLI Post within this thread: http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide-Discussion-Thread/m-p/...
@jake619 wrote:
@audia4 wrote:I just wanted to say thank you so much for this thread and the sticky on Amex and 3x increases by Mustang.
I just became a part of the Amex family last night. I ended up going with the Sky Blue card and got a CL of $10,000. Obviously I can not ask for a 3x increase in 61 days because that would put me over the 25k limit. So, I'm just wondering once my 61 days arrive, what should I try for? I have the date marked on my calendar now.
You guys are just simply awesome.
Well, technically, you could ask for 30K.... but I'd "settle" for 25K. No sense in asking for less than that. And if they don't think it's such a great idea they'll counter. That's the worst that will happen.
So actually I will be "asking" for $15k to put me up to the $25k limit correct? I don't want to over do it.
Also, just want to ask: the dates that differ on the letter to account creation date, does it have to do with business days? For example, did a Saturday/Sunday or holiday get in the way? Also was it possibly due to a further review or recon?
But like mustang noted, it could likely just be the difference of card print date and actual account creation. Well, it was worth a guess would work for some, not so well with others!
But like mustang noted, it could likely just be the difference of card print date and actual account creation. Well, it was worth a guess
would work for some, not so well with others!
@daybreakgonesXe
I checked the dates on the Delta card I'm an ACM on and it was correct. However, I requested a replacement card to change my MSD and that date was 2weeks later -corresponding to my request.
In my case the first date was accurate, any further dates would not be.
I checked the dates on the Delta card I'm an ACM on and it was correct. However, I requested a replacement card to change my MSD and that date was 2weeks later -corresponding to my request.
In my case the first date was accurate, any further dates would not be.
@audia4 wrote:
@jake619 wrote:
@audia4 wrote:I just wanted to say thank you so much for this thread and the sticky on Amex and 3x increases by Mustang.
I just became a part of the Amex family last night. I ended up going with the Sky Blue card and got a CL of $10,000. Obviously I can not ask for a 3x increase in 61 days because that would put me over the 25k limit. So, I'm just wondering once my 61 days arrive, what should I try for? I have the date marked on my calendar now.
You guys are just simply awesome.
Well, technically, you could ask for 30K.... but I'd "settle" for 25K. No sense in asking for less than that. And if they don't think it's such a great idea they'll counter. That's the worst that will happen.
So actually I will be "asking" for $15k to put me up to the $25k limit correct? I don't want to over do it.
No, you will ask for 25K...ask for the credit line you want.
@tinom1234 wrote:
@audia4 wrote:
@jake619 wrote:
@audia4 wrote:I just wanted to say thank you so much for this thread and the sticky on Amex and 3x increases by Mustang.
I just became a part of the Amex family last night. I ended up going with the Sky Blue card and got a CL of $10,000. Obviously I can not ask for a 3x increase in 61 days because that would put me over the 25k limit. So, I'm just wondering once my 61 days arrive, what should I try for? I have the date marked on my calendar now.
You guys are just simply awesome.
Well, technically, you could ask for 30K.... but I'd "settle" for 25K. No sense in asking for less than that. And if they don't think it's such a great idea they'll counter. That's the worst that will happen.
So actually I will be "asking" for $15k to put me up to the $25k limit correct? I don't want to over do it.
No, you will ask for 25K...ask for the credit line you want.
^^^^^ you'll see it's self explanatory when you click through the steps. they make obvious.
@SnackTrader wrote:
I requested my 3X CLI this morning to $41,500 and was countered with an $8,300 increase to $21,800 - more than double my next highest CL.
My Experian report shows Amex SPs on June 21 and June 28, nothing since. On June 28th Amex would have seen balances on 4 out of 5 cards, with a total Util of 1585/41500 or about 3.8193%. The only card not showing a balance at the time was a month-old Barclays.
MyFICO handle: Snacktrader
Initial CL: $4,500
61 Day CLI: Full $9,000 to $13,500
181 Day CLI: Countered $8,300 to $21,800
Amex Utilization at 61 Day CLI: ~10%
Amex Utilization at 181 Day CLI: 0%
Ratio of Income to overall CLs: 1.3645 after 181 day CLI, 1.6867 prior to the CLI
Number of new credit lines opened since last CLI: 1
Total $ Value of transactions since last CLI: $2,853.57, almost 100% of that within BCP bonus categories.
Did I miss anything?
By the way, this is a link to my 61 Day CLI Post within this thread: http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide-Discussion-Thread/m-p/...
Congrats Snack, I remember you 61 day CLI and was rooting for you. Great going !!
Thanks for the datapoints too. jake619 and I have been working on a google forms for myFico community to submit this in a much easier and organized way. We will release it soon.