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Question on this...
About a month or so ago, I requested an increase for my BCE card and it was approved. I also have a Hilton Honors AMEX with them with a lower SL than my BCE received. I'm curious if I'm able to request a CLI for the Hilton Honors AMEX or do I have to wait from where I did the request on the BCE.
Thanks!!
You will have to wait. From what I understand, it's one CLI every 6 months from Amex across all accounts.
I got my first CLI early this morning after 61 days. The card is a BCE with a $4K SL. I now have a $12k limit!
The second month I reallocated $1k from my ED card (aslo opened on April 13th with $4k SL) to the BCE, so I could've asked for $15k but after three unsuccessful CLI attempts at 12:05 AM in each successive time zone, I checkened out and only requested $12k when it turned 12:05 AM Pacific Time.
FYI, It appears Pacific Time is what matters. I tried Eastern, Central, and Mountain - all with the very same 7-10 day message and an immediate email to call a number which informed me no CLI request could be found.
@Anonymous wrote:You will have to wait. From what I understand, it's one CLI every 6 months from Amex across all accounts.
I was afraid of that. When I did talk with AMEX on the phone earlier about something else, they said they didn't have a wait time for CLI. But I figured that was with an HP and didn't give it a shot.
Just hit the 181 day mark after my first CLI in 12/2017 on my Delta Gold card. My current CL is $24k, I have been reading posts that say Amex usually limits CL to around $35k. Decided to try my luck with $45k, was hit with an IV, tried $40k, again got the IV message, then tried in decrements of $1k until I was successful at $34k. I will take that for sure! Hoping to get that $5k every 6 months from now on.
DPs
Scores in sig are current
Util - 2%
AAoA - 17 months
Nicely done above.
Assuming your profile stays the same or improves, the $5k/6mo thing should work out just fine for you going forward.
I recently received the BCE, naturally interested in the 3X CLI at two months however I am looking at the Dico IT also. Would applying for the Disco negatively effect my CLI with Amex if i do it prior to 61 days with Amex?
My scores are mid 7's, and no negatives. Credit history is 12 plus years, but CC history is only a little over a year.
@Anonymous wrote:Nicely done above.
Assuming your profile stays the same or improves, the $5k/6mo thing should work out just fine for you going forward.
Thanks!
I recently received the BCE, naturally interested in the 3X CLI at two months however I am looking at the Dico IT also. Would applying for the Disco negatively effect my CLI with Amex if i do it prior to 61 days with Amex?
No, it would have no bearing at all on your Amex CLI result. As long as your profile is equal to or greater at 61+ days compared to when you were approved for the BCE, chances are you'll receive the 3X CLI.