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The Definitive Amex 3X CLI Guide

Frequent Contributor

Re: The Definitive Amex 3X CLI Guide

My wife just said “you got like 15 letters from American Express in the mail today.” I chuckled and said I was expecting them. I told her all about the CLI and she was like ‘you did that fifteen times?’ lol. I’m a bit disappointed the mail man didn’t rubber band them together! I was looking forward to that.

Message 4231 of 4,358
Regular Contributor

Re: The Definitive Amex 3X CLI Guide

Question on this...

 

About a month or so ago, I requested an increase for my BCE card and it was approved.  I also have a Hilton Honors AMEX with them with a lower SL than my BCE received.  I'm curious if I'm able to request a CLI for the Hilton Honors AMEX or do I have to wait from where I did the request on the BCE.  

 

Thanks!!

BCE AMEX ($15000) - Citi DC ($4600) - Uber Barlayscard ($500) - Hilton Honors AMEX ($5000) - Best Buy Citi Visa ($3000) - Delta Gold AMEX ($2000) - Nordstrom Visa Signature ($5000) - Sony/Sync ($2400) - Cap1 Secured ($500) *AVOID!!

Aug 2018 EQ 794 - - Sept 2018 TU 749 - - Aug 2018 EX 764
Message 4232 of 4,358
Super Contributor

Re: The Definitive Amex 3X CLI Guide

You will have to wait.  From what I understand, it's one CLI every 6 months from Amex across all accounts.

Message 4233 of 4,358
Valued Member

Re: The Definitive Amex 3X CLI Guide

I got my first CLI early this morning after 61 days. The card is a BCE with a $4K SL. I now have a $12k limit!

 

The second month I reallocated $1k from my ED card (aslo opened on April 13th with $4k SL) to the BCE, so I could've asked for $15k but after three unsuccessful CLI attempts at 12:05 AM in each successive time zone, I checkened out and only requested $12k when it turned 12:05 AM Pacific Time.

 

FYI, It appears Pacific Time is what matters. I tried Eastern, Central, and Mountain - all with the very same 7-10 day message and an immediate email to call a number which informed me no CLI request could be found.

Message 4234 of 4,358
Regular Contributor

Re: The Definitive Amex 3X CLI Guide


@BrutalBodyShots wrote:

You will have to wait.  From what I understand, it's one CLI every 6 months from Amex across all accounts.


I was afraid of that.  When I did talk with AMEX on the phone earlier about something else, they said they didn't have a wait time for CLI.  But I figured that was with an HP and didn't give it a shot.  

BCE AMEX ($15000) - Citi DC ($4600) - Uber Barlayscard ($500) - Hilton Honors AMEX ($5000) - Best Buy Citi Visa ($3000) - Delta Gold AMEX ($2000) - Nordstrom Visa Signature ($5000) - Sony/Sync ($2400) - Cap1 Secured ($500) *AVOID!!

Aug 2018 EQ 794 - - Sept 2018 TU 749 - - Aug 2018 EX 764
Message 4235 of 4,358
New Contributor

Re: The Definitive Amex 3X CLI Guide

Just hit the 181 day mark after my first CLI in 12/2017 on my Delta Gold card. My current CL is $24k, I have been reading posts that say Amex usually limits CL to around $35k. Decided to try my luck with $45k, was hit with an IV, tried $40k, again got the IV message, then tried in decrements of $1k until I was successful at $34k. I will take that for sure! Hoping to get that $5k every 6 months from now on.

 

DPs

Scores in sig are current

Util - 2%

AAoA - 17 months

 

Starting Scores (Feb 2016) TU: 667
Current Scores: EX: 771 TU: 762

UMCU Visa Platinum Cashback: $10k | Discover IT: $12.9k | Macy's AMEX : $25k | Delta Amex Gold Skymiles: $34k | Barclays Uber Visa: $10k | Chase Amazon Prime Visa: $8.2k | Chase Freedom: $6.8k
Message 4236 of 4,358
Super Contributor

Re: The Definitive Amex 3X CLI Guide

Nicely done above.

 

Assuming your profile stays the same or improves, the $5k/6mo thing should work out just fine for you going forward.

Message 4237 of 4,358
Contributor

Re: The Definitive Amex 3X CLI Guide

I recently received the BCE, naturally interested in the 3X CLI at two months however I am looking at the Dico IT also.   Would applying for the Disco negatively effect my CLI with Amex if i do it prior to 61 days with Amex?  

 

My scores are mid 7's, and no negatives.   Credit history is 12 plus years, but CC history is only a little over a year.

Amex PRG , CSP 22,400 , Citi Costco 11K , CFU 6,600, Cap1 Venture One 4,500, Amex BCE 2K. Always PIF
Message 4238 of 4,358
New Contributor

Re: The Definitive Amex 3X CLI Guide


@BrutalBodyShots wrote:

Nicely done above.

 

Assuming your profile stays the same or improves, the $5k/6mo thing should work out just fine for you going forward.


Thanks!

Starting Scores (Feb 2016) TU: 667
Current Scores: EX: 771 TU: 762

UMCU Visa Platinum Cashback: $10k | Discover IT: $12.9k | Macy's AMEX : $25k | Delta Amex Gold Skymiles: $34k | Barclays Uber Visa: $10k | Chase Amazon Prime Visa: $8.2k | Chase Freedom: $6.8k
Message 4239 of 4,358
Super Contributor

Re: The Definitive Amex 3X CLI Guide



I recently received the BCE, naturally interested in the 3X CLI at two months however I am looking at the Dico IT also.   Would applying for the Disco negatively effect my CLI with Amex if i do it prior to 61 days with Amex?  

 

 


No, it would have no bearing at all on your Amex CLI result.  As long as your profile is equal to or greater at 61+ days compared to when you were approved for the BCE, chances are you'll receive the 3X CLI.

Message 4240 of 4,358