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The Newest SP SCT Alive Again?

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Established Member

Re: The Newest SP SCT Alive Again?

@FireMedic1  Please don't forget to add Appliances Connection to the list that I mentioned a few posts back. Evidently a new Comenity card. Soft Pull. SCT approved for $4500. This is a good one for anyone shopping appliances. Pricing is better than HD/Lowe's and they have 0% offers.

Message 361 of 391
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Super Contributor

Re: The Newest SP SCT Alive Again?


@uscgamecock wrote:

@FireMedic1  Please don't forget to add Appliances Connection to the list that I mentioned a few posts back. Evidently a new Comenity card. Soft Pull. SCT approved for $4500. This is a good one for anyone shopping appliances. Pricing is better than HD/Lowe's and they have 0% offers.


Thanks @uscgamecock for the DP's. Added. Congrats!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 362 of 391
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Valued Member

Re: The Newest SP SCT Alive Again?

Last week I was approved for the Express Next with a SP. Credit Limt was 50k but after reading and posting that may be a glitch. Still waiting for card arrival to confirm SL. Also tried the William Sonoma got the pop up for pre approval  but decided not to go thru with the app. Also got the Overstock pop up as well but didn't continue. Was just bored and was trying most of them. Couldn't get Sportsman or Ceasars to work out of all the ones I tried.





Fico 8 Scores
EX:701
TU:702
EQ:706
Message 363 of 391
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Contributor

Re: The Newest SP SCT Alive Again?

Well, I did try the Kolhs pre qualified linky...no SCT for me....and it did say I was approved, but no mention of how much...:facepalm:

 

I'd be willing to take the card if I had an idea of what was offered..cripes, it should be THAT easy, lol

 

Message 364 of 391
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Contributor

Re: The Newest SP SCT Alive Again?

So far, the Kolhs Pre Approved link is still a SP...

 

Funny thing is, if the card is backed by C1, why doesn't it show in the pre-approved link on the C1 website?

 

I can get C1 to approve fir a Kolhs,  but not for a different Capital One product...outside a auto loan offer..eyeroll.

Message 365 of 391
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New Member

Re: The Newest SP SCT Alive Again?

Tried on Williams Sonoma today, added $170 item and proceeded to checkout as a guest. Received the pre approval pop up with a Visa card picture. Entered full SS and was granted $3k limit. The confirmation email shows only the store card however. No biggie, just wanted to utilization headroom, but be warned if you want the visa. No notifications of HP yet...

Message 366 of 391
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Senior Contributor

Re: The Newest SP SCT Alive Again?

Congrats @Ajohnsonnefn  when the card comes in the mail you can create an account and apply for a cli.  Sometimes you'll get a hefty raise in credit with a sp.  Just be sure that it doesn't mention the need to pull your report.

Also, Williams Sonoma is one of the cards that will show a pic. of the Visa but once you read the terms you will or should be able to tell if it's referring to apr for instore purchases only with no mention of apr for purchases outside of store (like for the Visa capability).  Just for future reference for anyone else looking into this card and generally all cards.  Look for the apr's.

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 367 of 391
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Mega Contributor

Re: The Newest SP SCT Alive Again?


@Ajohnsonnefn wrote:

Tried on Williams Sonoma today, added $170 item and proceeded to checkout as a guest. Received the pre approval pop up with a Visa card picture. Entered full SS and was granted $3k limit. The confirmation email shows only the store card however. No biggie, just wanted to utilization headroom, but be warned if you want the visa. No notifications of HP yet...


Congratulations on your Approval..

Message 368 of 391
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Contributor

Re: The Newest SP SCT Alive Again?

Well, the SCT really is a trick, because I tried at least 3 or 4 retailers with amounts in the cart and u still can't get the orders to pop up...argh!

 

So far tried:

William Sonoma

Sportsman Guide 

VS

J. Crew

Overstock 

Appliances Connection 

 

Wayfair....which kinda worked, bit you had to okay a HP in the end to get the actual result.

 

Message 369 of 391
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Valued Member

Re: The Newest SP SCT Alive Again?

Got the Kohls pre-approval and apped. It was a hard pull from TU. Current FICO8 for TU is 608. Got approved for $300. Ironically, Cap1 won't show pre-qual for any other cards (understandable given recent BK burns).

Message 370 of 391
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