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The Newest SP SCT Alive Again?

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Established Member

Re: The Newest SP SCT Alive Again?

On 2/20 I was preapproved on Wayfair by the SCT. I went for it. SL was $1500 with no HP. I was actually buying a futon frame for my guest room and was surprised by the pop up because they also gave me a SUB for $50 off a $250 purchase. I just received the welcome package in the mail today, even though I was able to use the card right away. Thought I would add to your DP. I also have no other Comenity accounts. 


Message 231 of 301
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Super Contributor

Re: The Newest SP SCT Alive Again?


@CreditChemistry wrote:

On 2/20 I was preapproved on Wayfair by the SCT. I went for it. SL was $1500 with no HP. I was actually buying a futon frame for my guest room and was surprised by the pop up because they also gave me a SUB for $50 off a $250 purchase. I just received the welcome package in the mail today, even though I was able to use the card right away. Thought I would add to your DP. I also have no other Comenity accounts. 


Congrats! Thanks for the DP's!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 232 of 301
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Contributor

Comenity is still doing the sct

While doing some clearance shopping, I got pre-approvals on Gander Outdoors(Good Sam) and Sportsman's Guide. Not sure if its business as usual at Comenity or they are trying to generate business for their partner stores. Even though the offers were tempting I stayed in my garden.


Moving away from big banks and building my credit union relationships
Message 233 of 301
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Mega Contributor

Re: Comenity is still doing the sct


@rgninja wrote:

While doing some clearance shopping, I got pre-approvals on Gander Outdoors(Good Sam) and Sportsman's Guide. Not sure if its business as usual at Comenity or they are trying to generate business for their partner stores. Even though the offers were tempting I stayed in my garden.


I am thinking business as usual. Congrats on your offers and holding steadfast in the garden.

Message 234 of 301
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Senior Contributor

Re: Comenity is still doing the sct

They're still playing SCT.  I call it Comenity poker.  I like logging in and seeing what's gonna pop-up where....then I like loading the cart to the hilt, calling Its bluff..... and seeing when it's gonna quit popping up. 

I've got a few still popping up above 5k, lol!  Ain't gonna bite.  Then with some of the store cards they still show on the pop-up the limit you'd get if you except.  Mostly on the Women's clothing store cards. 

"My Take Home Pay Won't Take Me Home"
Scores updated 5/26/20: Exp 734, TU 751, EQ 744
Message 235 of 301
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Established Contributor

Re: Comenity is still doing the sct


@GApeachy wrote:

They're still playing SCT.  I call it Comenity poker.  I like logging in and seeing what's gonna pop-up where....then I like loading the cart to the hilt, calling Its bluff..... and seeing when it's gonna quit popping up. 

I've got a few still popping up above 5k, lol!  Ain't gonna bite.  Then with some of the store cards they still show on the pop-up the limit you'd get if you except.  Mostly on the Women's clothing store cards. 


I found what they show you and what you actually get can be radically different. So I think it is just a marketing ploy mostly. VS offered 250, I believe, and they gave me 1k. Vice versa for WS. YMMV.

 

At least they are still alive for some that still want them!




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Message 236 of 301
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Regular Contributor

Re: The Newest SP SCT Alive Again?

Just to add to your datapoints:

 

3/15 : Toyota, $2000, SP (didn't take it) ; this was not SCT, it was from a link in the forum.

3/29 : Overstock, $1500, SP

3/30 : Pottery Barn, $4000, SP

3/30 : West elm, 10-day review, SP

 

All except Toyota were SCT "You are pre-approved!" Clicked and got them. All SPs


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Message 237 of 301
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Valued Contributor

Re: The Newest SP SCT Alive Again?

I have 2 (both SCT specials) Comenity cards. $15k between them, never carried a balance without a 0% offer. I continue to try SCT for the Williams Sonoma card to no avail. Is this the "White Elephant" of SCT cards?

 

I get the Wayfair offer everytime I fill a shopping cart, just not interested. Is there a progression of sites/cards I should be sampling the SCT with to determine my value to Comenity?




Living through Darwinism is so much worse than learning about about it in school.
Message 238 of 301
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Senior Contributor

Re: The Newest SP SCT Alive Again?


@mikesonthemend wrote:

I continue to try SCT for the Williams Sonoma card to no avail. Is this the "White Elephant" of SCT cards?

 

 


After having one of their majors for 10 months now I am getting the SCT offer for Williams Sonoma this week, 10 months exactly and on the same day I received a cli on that major that aged to 10 months.  

Idk if that's a dp or coincidence.

"My Take Home Pay Won't Take Me Home"
Scores updated 5/26/20: Exp 734, TU 751, EQ 744
Message 239 of 301
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Senior Contributor

Re: The Newest SP SCT Alive Again?


@Back2Reality wrote:

Just to add to your datapoints:

 

3/15 : Toyota, $2000, SP (didn't take it) ; this was not SCT, it was from a link in the forum.

3/29 : Overstock, $1500, SP

3/30 : Pottery Barn, $4000, SP

3/30 : West elm, 10-day review, SP

 

All except Toyota were SCT "You are pre-approved!" Clicked and got them. All SPs


Nice haul and thanks for sharing dp's!  Congrats to youSmiley Wink

"My Take Home Pay Won't Take Me Home"
Scores updated 5/26/20: Exp 734, TU 751, EQ 744
Message 240 of 301
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