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The SP SCT Alive Again? DP Please.

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Valued Contributor

Re: The SP SCT Alive Again? DP Please.


@Miamor1 wrote:

 

9. Approved for the Ultamate Rewards Credit Card; CL: $400

Question: The fine print says Ultamate Rewards Mastercard is issued by Comenity Capital Bank. Did I get the MC or the store card?


First, Congrats!!!!! (You may have the MC) 

Did your Congratulations show this? "Your Ultamate Rewards Mastercard has been approved!"  or  this "Your Ultamate Rewards Credit Card has been approved"

Plus the picture on the approval would have the MC logo...do you remember seeing it?

My MC Fine Print:

*Subject to credit approval. 20% off all products and services on your first purchase with your credit card. 20%
discount is only at Ulta Beauty and cannot be applied to previous purchases or gift cards.
The Ultamate Rewards® Program is offered by Ulta Beauty® and its terms may change at any time. For program
information, points balance, and full rewards terms and conditions, please visit ulta.com/credit.
The Ultamate Rewards® Mastercard® is issued by Comenity Capital Bank pursuant to a license from Mastercard.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
EXP 720, EQ 744, TU 736
Message 51 of 147
Valued Member

Re: The SP SCT Alive Again? DP Please.

Thank you! 

Mine says "Your Ultamate Rewards Credit Card has been approved"

Picture does not show a MC logo on the card.

My fine print reads exactly like yours. 



  



Chapter 7 BK Filed: 3/26/2019 DC: 7/9/2019
Chapter 13 BK Filed: 4/2017 Dismissed: 3/2019
Message 52 of 147
Highlighted
Moderator

Re: The SP SCT Alive Again? DP Please.


@Hockeypnc1 wrote:

Can't get any pop ups at Ulta for the ULTA card

 

Wanting the Ultamate MC preferably. 

 


It is my understanding that if your credit profile has a BK, the MC/V/D [pre-approved] versions will not display as pop-ups.

Message 53 of 147
Moderator

Re: The SP SCT Alive Again? DP Please.


@Miamor1 wrote:

Thank you! 

Mine says "Your Ultamate Rewards Credit Card has been approved"

Picture does not show a MC logo on the card.

My fine print reads exactly like yours. 


It appears you were approved for the store card version, not the MC.

Message 54 of 147
Senior Contributor

Re: The SP SCT Alive Again? DP Please.

Well adding another HP for OS. Nothing set yet on who gets SP'ed or HP'ed.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 55 of 147
Valued Contributor

Re: The SP SCT Alive Again? DP Please.


@FireMedic1 

Have you ever gotten a HP for one of their cli's?  I did when I called in on a new acct.  I was hoping to get them to raise my sl and the csr said it could be a hp since it was so new.  I asked her to go ahead and my "Trustedid" dinged my phone immediately.  My fault- I poked the bear.

"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
EXP 720, EQ 744, TU 736
Message 56 of 147
Senior Contributor

Re: The SP SCT Alive Again? DP Please.


@LauraC wrote:

@FireMedic1 

Have you ever gotten a HP for one of their cli's?  I did when I called in on a new acct.  I was hoping to get them to raise my sl and the csr said it could be a hp since it was so new.  I asked her to go ahead and my "Trustedid" dinged my phone immediately.  My fault- I poked the bear.


I've only had my PP MC for almost 3 months. First Sync account in 20 yrs. Actually I dont need anymore credit limits. 76K is way more than enough than I'd ever used. Just glad its there in case of emergencys. I'm a bit more in the way of I use the cards so they pay me to use them. Dont want to lose my profit from paying interest. If I want something. Save for it. Buy it. Get rewarded from cash back. Smiley Very Happy





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 57 of 147
Valued Contributor

Re: The SP SCT Alive Again? DP Please.


@FireMedic1 wrote:

@LauraC wrote:

@FireMedic1 

Have you ever gotten a HP for one of their cli's?  I did when I called in on a new acct.  I was hoping to get them to raise my sl and the csr said it could be a hp since it was so new.  I asked her to go ahead and my "Trustedid" dinged my phone immediately.  My fault- I poked the bear.


I've only had my PP MC for almost 3 months. First Sync account in 20 yrs.


My cli hp was from Comenity on my UltamateMC....also I was told by CSR if I wanted to do a cli request for my HSN acct. (this was last week) they'd probably hp me.  So cli's are not free for me anymore.

"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
EXP 720, EQ 744, TU 736
Message 58 of 147
Established Member

Re: The SP SCT Alive Again? DP Please.

SCT in mid-June results. Wayfair & Overstock = SP. Ikea = HP on EX

Started Rebuilding 5/2/19 EQ-602 TU-588 EX-593
Current Scores EQ-620 TU-636 EX-615
Message 59 of 147
Valued Member

Re: The SP SCT Alive Again? DP Please.

I have been able to get VS, Brylane home and NY&C without the HP. It's been almost 3 weeks since I got them and did not see a HP till now. I just pulled my reports 4 days back.


Cap One Platinum - $300
Cap One Walmart - $300
Merrick Bank DYL Visa - $600
Mission Lane - $750
Target/TD Bank - $300
Fingerhut - $400
Self Lender CD
Message 60 of 147
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