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The SP SCT Alive Again? DP Please.

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Established Member

Re: The SP SCT Alive Again? DP Please.

I got the Sportsman Guide  pop up about two months ago, got approved for 2k no HP with 690 score. The card arrived and was closed by Comenity two weeks later because of too many new accounts. When I go the website I still get the pre approved pop up. I have Overstock, VS and Caesars Visa with them.

Message 91 of 135
Valued Contributor

Re: The SP SCT Alive Again? DP Please.


@rockstar86 wrote:

The card arrived and was closed by Comenity two weeks later because of too many new accounts. 


How many new accts. did you have?

Starting Score: 579
Current Score: 744
Goal Score: 850


Take the myFICO Fitness Challenge

Rebuild Oct. 2018
"My Take Home Pay Don't Take Me Home"

Synovus Tloc/Savor/Venture-AU/DiscoCB/DiscoChrome/Sportsman's Guide Visa-AU/GoodSam's Visa/Lowe's Pro & Lowe's Advantage-AU/Home Depot-AU/Spark-AU/Staples
Message 92 of 135
Established Member

Re: The SP SCT Alive Again? DP Please.

 


@LauraC wrote:

@rockstar86 wrote:

The card arrived and was closed by Comenity two weeks later because of too many new accounts. 


How many new accts. did you have?


Since the beginning of 2019 I have 5 new accts. and 4 inqs.

I  applied for 1 card in 2018.

 

Message 93 of 135
Valued Contributor

Re: The SP SCT Alive Again? DP Please.


@rockstar86 wrote:

 


@LauraC wrote:

@rockstar86 wrote:

The card arrived and was closed by Comenity two weeks later because of too many new accounts. 


How many new accts. did you have?


Since the beginning of 2019 I have 5 new accts. and 4 inqs.

I  applied for 1 card in 2018.

 


I see you have 3 open, Sportsmans Guide was your fourth. (now closed)  So when did you open the other 3 Comenity cards? Were those 3 also SP's? thanks! EDIT:  Did you have balances on any of them, if so what %.  Last, did you use the Sportsmans Guide cc yet? If so, was there a balance as well?  Just curious to know what makes them tick.  thanks 

Starting Score: 579
Current Score: 744
Goal Score: 850


Take the myFICO Fitness Challenge

Rebuild Oct. 2018
"My Take Home Pay Don't Take Me Home"

Synovus Tloc/Savor/Venture-AU/DiscoCB/DiscoChrome/Sportsman's Guide Visa-AU/GoodSam's Visa/Lowe's Pro & Lowe's Advantage-AU/Home Depot-AU/Spark-AU/Staples
Message 94 of 135
Established Member

Re: The SP SCT Alive Again? DP Please.

 

 


@LauraC wrote:

@rockstar86 wrote:

 


@LauraC wrote:

@rockstar86 wrote:

The card arrived and was closed by Comenity two weeks later because of too many new accounts. 


How many new accts. did you have?


Since the beginning of 2019 I have 5 new accts. and 4 inqs.

I  applied for 1 card in 2018.

 


I see you have 3 open, Sportsmans Guide was your fourth. (now closed)  So when did you open the other 3 Comenity cards? Were those 3 also SP's? thanks! EDIT:  Did you have balances on any of them, if so what %.  Last, did you use the Sportsmans Guide cc yet? If so, was there a balance as well?  Just curious to know what makes them tick.  thanks 


Opened the other Comenity cards (VS and Overstock in 2016). Both were SP and have zero balance. Caesars was the only HP. I didn't get a chance to use the Sportsman Guide. It was actually the third Comenity card I got, Caesars was the fourth (which is still open as of now).
Not certain what makes them tick, but after they closed it and I got the pop up again 2 weeks later I tried out of curiosity and it said cannot process.

Message 95 of 135
Contributor

Working shopping cart tricks as of Aug 2019?

Looking to see some updated data points.

Open LOC:
Paid-off Installment Loans:
2018:
2019:
Message 96 of 135
Epic Contributor

Re: Working shopping cart tricks as of Aug 2019?


@513credit wrote:

Looking to see some updated data points.


Readily available with almost all Comenity cards.

Message 97 of 135
Contributor

Re: Working shopping cart tricks as of Aug 2019?

It's a crapshoot whether you'll get a HP or not. Here is a master thread FireMedic has on it:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-SP-SCT-Alive-Again-DP-Please/m-p/56552...
Message 98 of 135
Senior Contributor

Re: Working shopping cart tricks as of Aug 2019?


@513credit wrote:

Looking to see some updated data points.


I'm always looking at the sub-forums to see if there's any movement to post. There's been nothing to report lately. Guess the old thread when Comenity started HP'ing for all the cards. Scared a bunch away. So nothing to report for now. I'm on here everyday and havent seen anything to update for a few weeks. If there is a hit. I'd post it.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 99 of 135
Valued Contributor

Re: Working shopping cart tricks as of Aug 2019?

I checked my credit report with Transunion last night.  All three of my cards are reporting as open with no issues so far. I have a Good Sam’s Visa, a Toyota Visa, and a Williams Sonoma Visa.

 

Guyatthebeach. 

Message 100 of 135
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