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The SP SCT Alive Again? DP Please.

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Senior Contributor

Re: Comenity Shopping Cart Trick


@Dilbert934 wrote:

@LauraC wrote:

NOTE: if you don't want a low limit add about $290.00 worth of stuff, that way you might not get a pop-up for a $250.00 cl....that's not a fact but that's just my thinking with experimenting.  


I added a $100 item and wound up with $5k Overstock SL.


@Dilbert934, SP or HP please. Tx.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC.
Message 71 of 75
New Contributor

Re: Comenity Shopping Cart Trick


@FireMedic1 wrote:

@Dilbert934 wrote:

@LauraC wrote:

NOTE: if you don't want a low limit add about $290.00 worth of stuff, that way you might not get a pop-up for a $250.00 cl....that's not a fact but that's just my thinking with experimenting.  


I added a $100 item and wound up with $5k Overstock SL.


@Dilbert934, SP or HP please. Tx.


No HP alert on any bureau yet....

Message 72 of 75
Senior Contributor

Re: Comenity Shopping Cart Trick


@Dilbert934 wrote:

@FireMedic1 wrote:

@Dilbert934 wrote:

@LauraC wrote:

NOTE: if you don't want a low limit add about $290.00 worth of stuff, that way you might not get a pop-up for a $250.00 cl....that's not a fact but that's just my thinking with experimenting.  


I added a $100 item and wound up with $5k Overstock SL.


@Dilbert934, SP or HP please. Tx.


No HP alert on any bureau yet....


Thanks. Your SP approval has been added. Congrats!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC.
Message 73 of 75
Valued Contributor

Re: The SP SCT Alive Again? DP Please.


@FireMedic1 

You can add another HP for Williams Sonoma Visa (pop-up).

Not an instant approval...got the message stating letter will be sent.  This morning- approval after verification. (12 days later). 

DH's equifax pulled-instant alert, scores 760's across.

Rebuild Oct. 2018: Scores High 500's
Current Scores: Mid 700's
"My Take Home Pay Don't Take Me Home"

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Message 74 of 75
Senior Contributor

Re: The SP SCT Alive Again? DP Please.


@LauraC wrote:

@FireMedic1 

You can add another HP for Williams Sonoma Visa (pop-up).

Not an instant approval...got the message stating letter will be sent.  This morning- approval after verification. (12 days later). 

DH's equifax pulled-instant alert, scores 760's across.


10-4. Sory about the HP, but Congrats on the approval!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC.
Message 75 of 75