The itch wont stop.. but it must.. what now? Advice

[Arcreactors]

Should I cancel out a card such as US Bank or the simplicity before it goes to my report to minimize chances of AA? Seems US bank is tough to crack and ive slipped in. Maybe just keep things how they are and let the pieces fall and see where it all ends up in a couple months. I'll update the post once more information known. If no AA for all of this at once then I should be in good shape moving forward. I got some cards I really wanted that can grow and my overall utilization is way down. Which despite the inquiries and new accounts my score should offset / bounce back in 6-12 months.

[bigseegar]

Other best advice I can give you is listen to what the folks are telling you.

[Hex]

Closing the new cards won't help you because they're going to report as new accounts regardless of whether you close them or not. Plus they are really good cards.  You just need the limits to increase and they should as your profile improves. Just don't do anything else that might draw attention to yourself and hope for the best. If you keep everything then eventually they will help strengthen your profile. 

[SouthJamaica]

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@Arcreactors wrote:

Should I cancel out a card such as US Bank or the simplicity before it goes to my report to minimize chances of AA? Seems US bank is tough to crack and ive slipped in. Maybe just keep things how they are and let the pieces fall and see where it all ends up in a couple months. I'll update the post once more information known. If no AA for all of this at once then I should be in good shape moving forward. I got some cards I really wanted that can grow and my overall utilization is way down. Which despite the inquiries and new accounts my score should offset / bounce back in 6-12 months.

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I doubt that closing them would reduce the chance of adverse action. If it happens, it happens. Just relax and enjoy the cards.

[Danmae777]

Congratulations, now time to AZEO and let your profile age. 

[Wavester64]

@Arcreactors I was going to give you some advice, but I read the posts that are before mine and they are all excellent posts of advice. You follow that collective advice and you will be just fine 

[Arcreactors]

@Wavester64 Thanks! I'll post an update for data points and any AA as things start to hit.