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Thinking about a second Penfed card

Mad12345
Regular Contributor

Thinking about a second Penfed card

I was approved for a Penfed power cash card ($7500 sl) a couple of weeks ago. Now I have my eye on the Penfed platinum rewards visa. My question is will Penfed use the same hard pull since it was so recent?

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mgood
Frequent Contributor

Re: Thinking about a second Penfed card

Usually.

PenFed rep told me they usually use the same pull if it's within 30 days. I think some people have posted here that they use the same pull up to 90 days.

No promises, but I got approved for 3 cards and a CLI on another over the course of a few weeks back in December-January and it was just one hard pull.


GOAL:

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 747, TU8 760, EX8 748
Goal Score: EQ8 780, TU8 780, EX8 780


Take the myFICO Fitness Challenge
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James_A
Senior Contributor

Re: Thinking about a second Penfed card

You likely can find your answer in this Penfed master thread. Good luck.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
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Mad12345
Regular Contributor

Re: Thinking about a second Penfed card


@James_A wrote:

You likely can find your answer in this Penfed master thread. Good luck.                                                                                                                    

Thank you for your response. I think I'm going to give it a shot tomorrow. There's a Penfed branch over in Augusta, GA about 20 minutes away.

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