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Tomorrow I attempt my first Amex CLI - How did you do it?

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Anonymous
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Tomorrow I attempt my first Amex CLI - How did you do it?

So tomorrow my Everyday card turns 61 days old. I have made sure to keep it in good standing and my scores are higher than when I got the card. I have read the Amex guide on what to do and how it works and I feel confident in that regard but I was wondering how other members who were succesful got their CLI. Did you chat, call, or use the Luv button?

 

I want the request just to add more cushion to my already low utilization and dont want to wait 90 days after it fails. Any suggestions or success stories?

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Tomorrow I attempt my first Amex CLI - How did you do it?

Luv button.

Message 2 of 16
Anonymous
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Re: Tomorrow I attempt my first Amex CLI - How did you do it?

Gave it a shot. Unfortunately I got the reply that my account had to be 90 days to qualify. Did the timeframe change from 61?

Message 3 of 16
Anonymous
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Re: Tomorrow I attempt my first Amex CLI - How did you do it?

Sorry to hear that you didn't get some LUV. Hopefully AmEx holders will be able to give you some advice. 😊
Message 4 of 16
OmarGB9
Community Leader
Super Contributor

Re: Tomorrow I attempt my first Amex CLI - How did you do it?

They probably just gave you an excuse. Sometimes people get denied the 3x CLI. It happens. You can always try again after 90 days. I know you said you didn't want to wait, but sadly that's your only option now.

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Message 5 of 16
Discover2016
Valued Contributor

Re: Tomorrow I attempt my first Amex CLI - How did you do it?

Hmm, did you try to get a CLI earlier?

Gardening until September 2025
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FICO 08 Experian 810
Message 6 of 16
Anonymous
Not applicable

Re: Tomorrow I attempt my first Amex CLI - How did you do it?

They didn't tell me I had to wait until 90 days at my 61 days. They just flat out denied it, and kept denying it every time. Finally got one at almost a year. Not 3x though, it was a 2.1x CLI.

Message 7 of 16
Anonymous
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Re: Tomorrow I attempt my first Amex CLI - How did you do it?


@Anonymous wrote:

Gave it a shot. Unfortunately I got the reply that my account had to be 90 days to qualify. Did the timeframe change from 61?


Sorry to hear that. The 61 day thing no longer applies, some people have had success at activation and others were denied. Did you attempt a CLI prior to today? Because once you're denied a CLI you have to wait 90 days from the denial. I was denied my first attempt as well. I tried after a month or so from activation and was denied, and then I realized they were using the same pull from when I had applied. My scores were way higher when I tried the CLI compared to when I applied, so I should've waited until they had SP'd a fresh report. When I tried again 90 days after the CLI denial, it was finally approved. My advice is just to wait 90 days from now (unless you requested a CLI prior to today) and then try again.

Message 8 of 16
Anonymous
Not applicable

Re: Tomorrow I attempt my first Amex CLI - How did you do it?

First time asking for a CLI. It's ok though I don't need it really I just ed wanted it for utilization. I'll wait the 90 and try again Smiley Happy
Message 9 of 16
Anonymous
Not applicable

Re: Tomorrow I attempt my first Amex CLI - How did you do it?

good luck!!

Message 10 of 16
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