Was the BK the reason of denial for the Discover?.. Discover likes to see at least 2 years after discharge usually... usually because they are a bit unpredictable but some folks have reported thats what was suggested... wait another 6 months or a year and try again on the disco.... But even once you get appoved.. its likely not to be a fast growing discover... gonna probably take the scenic route for a bit on CLIs....
Amex is a tough cookie to crack esp when you burned them... they have a long term memory... if you can pay them back, you might be able to shorten that....
-J
There's a thread on bk friendly cards where the consensus is that Amex will likely approve you 5 years post filing but since you did Ch 13 maybe discharge would be more applicable. And Discover is hit or miss. I hope you don't waste hard pulls on Discover. You can see if you prequailfy from their site.
Pizza is better at this stuff than I am. But when it comes to Disco... I definitely would sign up for Credit Scorecard if you havent and put yourself on Discovers radar.... they seem to use the SP score as part of the approval and/or prequalify ..... Also can sometimes mean one less HP when you app... =)