Turned down several times for Barclaycard Ring; at what point should I try again?

[SouthJamaica]

As I read about the Barclaycard Ring it seemed like the ideal card for my mentality, and it seemed that it would be my favorite card... if I could get it. I've been turned down several times for it, and even tried the "reconsideration" number to no avail.

Can anyone give me an idea what shape I need to be in order to get approved instead of rejected, and how long I should wait to try?

[baller4life]

Great card. What are your stats? TU Fico? AAoA? Baddies? Other cards you have?. Ring is one of their top tier cards. So you need good to excellent credit.

[SouthJamaica]

Thanks.

My FICO scores are TU 710, Equifax 712, Experian 682

I have about a dozen other cards, 3 from Barclays

My weaknesses are lots of recent inquiries & new accounts + public record stuff from 8 years ago

[baller4life]

Well have you offered to transfer limit from one of your cards then close it to open Ring? Depends on how bad you want it. Barclays hates new accounts. So I would give it 6 months at least of no apps and try again If you don't want to relinquish an existing Barclays card.

[Anonymous]

---

@thebeckerman wrote:

Thanks.

My FICO scores are TU 710, Equifax 712, Experian 682

I have about a dozen other cards, 3 from Barclays

My weaknesses are lots of recent inquiries & new accounts + public record stuff from 8 years ago

---

Why haven't the public records been removed yet?

[gdale6]

---

@Anonymous wrote:

---

@thebeckerman wrote:

Thanks.

My FICO scores are TU 710, Equifax 712, Experian 682

I have about a dozen other cards, 3 from Barclays

My weaknesses are lots of recent inquiries & new accounts + public record stuff from 8 years ago

---

Why haven't the public records been removed yet?

---

Most likely BK related. BK7 stays on for 10 years so does dismissed BK

[Anonymous]

---

@gdale6 wrote:

---

@Anonymous wrote:

---

@thebeckerman wrote:

Thanks.

My FICO scores are TU 710, Equifax 712, Experian 682

I have about a dozen other cards, 3 from Barclays

My weaknesses are lots of recent inquiries & new accounts + public record stuff from 8 years ago

---

Why haven't the public records been removed yet?

---

Most likely BK related. BK7 stays on for 10 years so does dismissed BK

---

Or it could be a tax lien. I'm stuck with mine until way past the point even when a BK would drop off.

[SouthJamaica]

Thanks, much appreciated

[SouthJamaica]

I've been getting them removed

[bigblue7722]

---

@thebeckerman wrote:

Thanks.

My FICO scores are TU 710, Equifax 712, Experian 682

I have about a dozen other cards, 3 from Barclays

My weaknesses are lots of recent inquiries & new accounts + public record stuff from 8 years ago

---

you pretty much answered your own question. Stop applying let the accounts age. How long? Well I would let all your inqs be at least a year old so i would wait 1 year from the last time you applied for something.  A lot can happen in a years time with credit. This time last year i had fingerhut, boa secured, cap one secured and now look at my signature below. You might have too many barclaycards as well, i dont think ive ever seen anyone with more than 3 i might be wrong though.