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U.S. Bank Cash+ App

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
New Contributor

U.S. Bank Cash+ App

Hi,

Yesterday, I checked the U.S. Bank website for prequalified cards and it said I was prequalified for 2 cards (both had set APRs) so I applied for the Cash+ card. I received the e-mail below.


We received your online application for:

U.S. Bank Cash+™ Visa Signature® Card
Your application may be subject to further verification. You will be receiving additional information in the mail in 7-10 business days. Thank you for choosing U.S. Bank.

 

I followed up today and it is still processing. Reading over the forums it appears that this is a common message despite being prequalified with a set APR. They pulled TU and my score is 703. I'll let you know of results, thanks.

Gardening since 3/13/19
Scores as of 2/21/19
Message 1 of 5
4 REPLIES 4
Super Contributor

Re: U.S. Bank Cash+ App

BTW, they use FICO 9 TU. Good luck with the app!

Message 2 of 5
Regular Contributor

Re: U.S. Bank Cash+ App


@Cubs16 wrote:

Hi,

Yesterday, I checked the U.S. Bank website for prequalified cards and it said I was prequalified for 2 cards (both had set APRs) so I applied for the Cash+ card. I received the e-mail below.


We received your online application for:

U.S. Bank Cash+™ Visa Signature® Card
Your application may be subject to further verification. You will be receiving additional information in the mail in 7-10 business days. Thank you for choosing U.S. Bank.


I got the same message and called them after about 14 days and got approved. 

Credit Department 800.947.1444

Have the Following:

CashBack Cards Goals: CSP, Amazon Prime Visa / PayPal CB, Uber Visa, Cap1 SO, Disco It, Ducks Unlimited

Status: Doing my Homework before I App

Note to Self: The more you Learn, The more you Earn!

Message 3 of 5
Member

Re: U.S. Bank Cash+ App

I applied for a US Bank Platinum on Saturday. I received the same message. I called the app line after hours on Thursday and learned I was approved. Friday I called back during the day to speak w a CSR to learn what my credit limit was. I was really surprised when she told me it was 8,000 sl.They mailed it Tuesday, but I never got an email.

I have had a checking account w them for around 4ish years. My TU(they pulled it) is 675. AmEx just gave me a CLI to 6,000 so my guess is that had something to do w it. I hope you get your approval soon!
I'm editing this to add that I had gotten a couple of snail mail offers. I apped to one of those.
Message 4 of 5
Valued Member

Re: U.S. Bank Cash+ App

Congrats.
I have had cash+ with them (cl $500) for almost a year and they always deny my cli request either : cannot obtain credit report or file is to thin to rate. All other cards grow so fast except this one. I am prequalified for Usbank altitude reserve but not sure they will give me more than $500.
Mar 2019 FICO 8: TR 781 / Ex 770 / EQ 772
AMEX BCD $10k - Amex Blue Delta $3k - Cash magnet $20k- Amex Everyday $5k -Discover $9k & $6.5k
Paypal Extras $10k - Uber Visa $5k - Amazon store $4.5k- Celtic bank $3.5k
Amex Gold -USBANK Cash+ $500 -Cap1 QuickSilver $500 (closed)
AAoA: 11 months - AoA 29 months - Uti ~1%
Message 5 of 5