Yup called and said too many new accounts in the past year . Tried to tell him some are AU accounts but still 6/12 he said 10/12.
Anyway he said to establish more history with them and my other accounts and try back.
Sorry to hear that. Did you get a HP on the phone?
Well at least you are already in though. Call in after the 6 month mark to see if there are any offers on your account. It is possible to get a SP CLI this way. When I did that, I didn't have an offer for a CLI but I managed to get a 4% APR reduction. I guess you can be approved for a reduction 1 time per year so I marked my calendar. Something is better than nothing.