Morning all,
Opened a checking/savings a few months ago. No credit card offers in app until today. Considering my profile color me skeptical.
No set APR listed. Profile is fairly young and if Im honest not in approval shape for most. 
Most info in signature but feel free to ask questions if needed.
655 Discover TU (one collection left)
723 CK EQ (clean)
EX = hot mess/the devil/I dont even bother keeping up they have been a complete nightmare trying to clean reports from fraudulent activity.
Inqs: EQ 4/12, TU 2/12, EX 0/12
New Accounts: 2/12
Gardening, more so looking for clarification on what to keep an eye out for in the future as far as solid prequal with US Bank. Thanks!
I cold app'ed with a HELL heck of a lot more than 2/12
Just had to recon for the 20K limit I wanted ..of course another famous US bank HP.
The "real time rewards" feature is fabulous!
@Anonymous wrote:I asked the same around a week ago it's not very solid I would definitely not try it at 2/12
Thank you for the advice. My original plan was to wait until 0/12 end of this year. 
Probably the best course of action.
@M_Smart007 wrote:I cold app'ed with a
HELLheck of a lot more than 2/12Just had to recon for the 20K limit I wanted ..of course another famous US bank HP.
The "real time rewards" feature is fabulous!
But your profile is a HE** of a lot more established/attractive to lenders than mine. lol Way too nervous for cold apping with USB. I'll keep the real time rewards feature in mind. 