@Anonymous wrote:hello MF friends. i applied for a CLI on my Cash 365 amex, ive had it over a year now, no auto LUV or anything, so i decided to apply for a CLI a few days ago, still nothing, about how long does it take for them to respond? negative or otherwise? is it ever instant (obviously mine wasnt lol). Also, the fact that i have a card of theirs (Flex Perks VS) that i got less than 6 months, so its still new, would that have any correlation with not getting an increase?
Thoughts everyone?
Edited for DP to assist you.
SL 1200.00
TU- (as of today) 744
AAoA - 3.5 yr
income-100k +
IME, it took 2-3 business days. I've requested CLIs 3 times. Once for my Cash+ card and twice for my AR (first app was declined at 5 months because they wanted to see at least 6 months of payments. That was after I called to ask them how long I should wait, and they told me I could make a CLI request anytime. I wasn't too happy about that 
)
I'd just call the UW dept., but you can't rely on the automated system for a status update. It doesn't give you updates on CLIs but new apps only. You'll need to speak with an underwriter.
@imaximous wrote:
@Anonymous wrote:hello MF friends. i applied for a CLI on my Cash 365 amex, ive had it over a year now, no auto LUV or anything, so i decided to apply for a CLI a few days ago, still nothing, about how long does it take for them to respond? negative or otherwise? is it ever instant (obviously mine wasnt lol). Also, the fact that i have a card of theirs (Flex Perks VS) that i got less than 6 months, so its still new, would that have any correlation with not getting an increase?
Thoughts everyone?
Edited for DP to assist you.
SL 1200.00
TU- (as of today) 744
AAoA - 3.5 yr
income-100k +
IME, it took 2-3 business days. I've requested CLIs 3 times. Once for my Cash+ card and twice for my AR (first app was declined at 5 months because they wanted to see at least 6 months of payments. That was after I called to ask them how long I should wait, and they told me I could make a CLI request anytime. I wasn't too happy about that
I'd just call the UW dept., but you can't rely on the automated system for a status update. It doesn't give you updates on CLIs but new apps only. You'll need to speak with an underwriter.
so is it the consensus that calling in yeilds better results? or just that its faster? or what? lol thanks for the info you provided 
@Anonymous wrote:
@imaximous wrote:
@Anonymous wrote:hello MF friends. i applied for a CLI on my Cash 365 amex, ive had it over a year now, no auto LUV or anything, so i decided to apply for a CLI a few days ago, still nothing, about how long does it take for them to respond? negative or otherwise? is it ever instant (obviously mine wasnt lol). Also, the fact that i have a card of theirs (Flex Perks VS) that i got less than 6 months, so its still new, would that have any correlation with not getting an increase?
Thoughts everyone?
Edited for DP to assist you.
SL 1200.00
TU- (as of today) 744
AAoA - 3.5 yr
income-100k +
IME, it took 2-3 business days. I've requested CLIs 3 times. Once for my Cash+ card and twice for my AR (first app was declined at 5 months because they wanted to see at least 6 months of payments. That was after I called to ask them how long I should wait, and they told me I could make a CLI request anytime. I wasn't too happy about that
I'd just call the UW dept., but you can't rely on the automated system for a status update. It doesn't give you updates on CLIs but new apps only. You'll need to speak with an underwriter.
so is it the consensus that calling in yeilds better results? or just that its faster? or what? lol thanks for the info you provided
Well, in my case, I didn't have a choice to make an online request. There's no CLI option for my cards online. I think I read that only some USB cards have an online CLI request form. But, I don't think there's a difference in the results. If the app goes to review, it'll get reviewed by an underwriter either way.
Again, I'd just call their UW team to find out the results. You'll also have the opportunity to talk to them in case the outcome isn't what you expected.
@imaximous wrote:
@Anonymous wrote:
@imaximous wrote:
@Anonymous wrote:hello MF friends. i applied for a CLI on my Cash 365 amex, ive had it over a year now, no auto LUV or anything, so i decided to apply for a CLI a few days ago, still nothing, about how long does it take for them to respond? negative or otherwise? is it ever instant (obviously mine wasnt lol). Also, the fact that i have a card of theirs (Flex Perks VS) that i got less than 6 months, so its still new, would that have any correlation with not getting an increase?
Thoughts everyone?
Edited for DP to assist you.
SL 1200.00
TU- (as of today) 744
AAoA - 3.5 yr
income-100k +
IME, it took 2-3 business days. I've requested CLIs 3 times. Once for my Cash+ card and twice for my AR (first app was declined at 5 months because they wanted to see at least 6 months of payments. That was after I called to ask them how long I should wait, and they told me I could make a CLI request anytime. I wasn't too happy about that
I'd just call the UW dept., but you can't rely on the automated system for a status update. It doesn't give you updates on CLIs but new apps only. You'll need to speak with an underwriter.
so is it the consensus that calling in yeilds better results? or just that its faster? or what? lol thanks for the info you provided
Well, in my case, I didn't have a choice to make an online request. There's no CLI option for my cards online. I think I read that only some USB cards have an online CLI request form. But, I don't think there's a difference in the results. If the app goes to review, it'll get reviewed by an underwriter either way.
Again, I'd just call their UW team to find out the results. You'll also have the opportunity to talk to them in case the outcome isn't what you expected.
thank you. i appreciate the advice. i shall call today.