US Bank Cash+ 7-10 Day Decision

[cumminsdieselfreak]

Applied for the Cash+ card and got the 7-10 day decision notice. My current MYFICO scores are: 

Eq: 681

Trans: 708

Ex: 696

Income: $70k

Prequalified offer APR %: 18.24%

These score were all above 700 two weeks ago and dropped a few points due to getting my Amex BCE and Cap1 Savor this month. We'll see what they say, the cell phone/utilites categories would be awesome for me.

[Gmood1]

7-10 day message isn't unusual with US bank. A good portion of those go to manual review and or verification. Good luck with the app!

[Stribe]

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@cumminsdieselfreak wrote:

Applied for the Cash+ card and got the 7-10 day decision notice. My current MYFICO scores are: 

Eq: 681

Trans: 708

Ex: 696

Income: $70k

Prequalified offer APR %: 18.24%

These score were all above 700 two weeks ago and dropped a few points due to getting my Amex BCE and Cap1 Savor this month. We'll see what they say, the cell phone/utilites categories would be awesome for me.

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800-947-1444 is the application status line... mine updated about three days after apping for my Cash+... Good luck!

[cumminsdieselfreak]

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@Stribe wrote:

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@cumminsdieselfreak wrote:

Applied for the Cash+ card and got the 7-10 day decision notice. My current MYFICO scores are: 

Eq: 681

Trans: 708

Ex: 696

Income: $70k

Prequalified offer APR %: 18.24%

These score were all above 700 two weeks ago and dropped a few points due to getting my Amex BCE and Cap1 Savor this month. We'll see what they say, the cell phone/utilites categories would be awesome for me.

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800-947-1444 is the application status line... mine updated about three days after apping for my Cash+... Good luck!

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Thanks! I just got an email saying they're verifying my recent application to make sure it was me.

[pinkandgrey]

US Bank is notorious for the manual review. Pending doesn’t mean a denial especially with USB. 

[xaximus]

Have you called in to see if they need any additional information?

[cumminsdieselfreak]

I did this morning, the rep told me it was pre-approved and they didn't need anything from me other than 3 days to process it.

[cumminsdieselfreak]

Update: Application was approved, will report back with CL & % rate.

[Anonymous]

Congrats on your approval!

[FinStar]

Congrats on the approval @cumminsdieselfreak.

Locking this thread as you have been approved. Please feel free to start a new approval thread in the Approvals forum if you wish.