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I've been looking at this card for almost a year now. Wondering if I should go ahead and apply now or just wait.
Equifax - Fico 8: 725
Inquiries: 5 (5/24, 0/12, 0/6)
Transunion - Fico 8: 731
Inquiries: 2 (2/24, 1/12 [Chase June 2019], 0/6)
Experian - Fico 8: 738
Inquiries: 3 (3/24, 1/12 [Chase June 2019], 0/6)
Total UTI ~ 19% and no history/relationship with U.S Bank
@CreditNoob23 wrote:I've been looking at this card for almost a year now. Wondering if I should go ahead and apply now or just wait.
Equifax - Fico 8: 725
Inquiries: 5 (5/24, 0/12, 0/6)
Transunion - Fico 8: 731
Inquiries: 2 (2/24, 1/12 [Chase June 2019], 0/6)
Experian - Fico 8: 738
Inquiries: 3 (3/24, 1/12 [Chase June 2019], 0/6)
Total UTI ~ 19% and no history/relationship with U.S Bank
Hi and welcome to the forums
How many new accounts in the past year?
Just 1 CFU in June 2019
Your approval odds should be pretty good with the given profile, but with US Bank you never know.
Your profile seems good. Good luck if you decide to apply!
I think you have a decent chance with only one new account.
It's usually a single pull, so it's not that bad if it goes the wrong way
Good luck and i hope you get your approval. It's a great card
They've always pulled TransUnion for me I live in the south east. You should have a great shot at getting it. Good luck and welcome!
I think you will be approved if I had to guess. Good luck!
I think you have a good chance.