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Thanks everyone for your input. I'll let you know the outcome soon
Hurry up!
**Update**
Went ahead and applied. Got the 7-10 day message. I live in Florida and they pulled Equifax. Now comes the waiting game
I have 5 new accounts in January & February 2019 nothing since. You think I have a good chance with them? FICO 8 754 EQ 9% utilization. EDIT-->
Forget it I'm wishfully thinking. **bleep** I have too many new accounts in 2019. Amazing how you can trick your brain into telling you your good just go for it. I was just looking at the inquires not opened accounts. Maybe some other year. 😳
Good luck with your application and soon approval. Let us know please 👍.
@SFLSpotter9210 wrote:I have 5 new accounts in January & February 2019 nothing since. You think I have a good chance with them? FICO 8 754 EQ 9% utilization. EDIT-->
Forget it I'm wishfully thinking. **bleep** I have too many new accounts in 2019. Amazing how you can trick your brain into telling you your good just go for it. I was just looking at the inquires not opened accounts. Maybe some other year. 😳
I got denied with a 740+ TU score and 5 new accounts in 12 months. Open a checking account and got approved 4 months later with 3 new accounts in 12 months.
My Cash+ app was denied, and approved on recon. I thought I was a really good girl after doin' time with only two new accounts in the past year, but their UW didn't think so...
He harped a little bit about the accounts that were older than a year, so I kinda told him they were stupid accounts anyway, look at all those $0.00s. Give me something I can actually use!!!
I wasn't trying to be funny, they were stupid accounts and they are still sporting those 0s, and while they serve their purpose, I've gotten a lot of grief over them.
Morale of the story, dont be me. Ever!
I have those stupid accounts their called BB&T lol just to name a few. I just couldn't contain myself oh I'm not going to get a HP oh cool let's do it lol.
I was dumb enough to point to even more accounts that were so dumb, I closed them.
That was my "Look I'm crediot, look at what I did. Give me something better. The defense rests" moment 😂
I should not be allowed near phones.