I would probably wait due the how conservative US Bank is. I applied for the Cash + card in March and was denied due to too many inquiries. However, when I was approved for the Altitude Reserve last year, I had 3/6. Not sure banking with them for 18 years helped or not. It didn't for the Cash +.
For both, they only pulled Experian (I am in Nevada).
Hey guys, just wanted to get a general consensus on this card. I recently tried to get the Gold checking but for some reason either info didnt match or they couldnt verify. Anyhoo, i tried to get the 5% Cash card with it but figured with one denial the cc would be a dead end.
Today i got the AA letter. It said i would need to unlock/unfreeze all 3 reports to continue processing the app or to re-evaluate my application.
My question is do you think it would be a waste of time/potential hps for denial since i do not have a US Bank relationship or should i try? Hps stink but i get them all the time so a couple more dont bother me lol but if there really is no chance i wont even rock the craddle. Thanks for any insight, AJC
@AverageJoesCredit I had my savings acct not that long when i got my Cash+, so if it concerns you that much, you could try the same. They do like when you are already a customer. You know what my HP's were like back then too
It's not the Signature card, but I was approved for the Fred Meyer Visa 4 years ago without any relationship with USB. SL was only $400 as well, but now it's at $8K. So they must not dislike outsiders too much.