US Bank adds CLI requests via app and online?

[Anonymous]

kilroy8, I totally get it. That is how I feel with Chase right now. My CL with my cash+ is 10500 so its plenty high but my Chase freedom has been stuck at 500 since 2016 and my Prime at 3500 the same amount of time. I wont allow a hard pull at all because of it. If i do, I might as well get a new card lol

[Anonymous]

In the spirit of "Be The Datapoint You Want to See," and a bit inspired seeing Remedios' thread, I rolled the dice on this one today.

USB Cash+. Opened January '19, 11 months old. 1000 initial limit raised to 3000 with recon (with a 2nd hard pull >.<).  Carrying a ~700 0% balance and about $300 monthly spend. $10xx utilization to $3000 limit at the moment. 760- 780 FICOs. Clean file. 11% aggregate UTI. Last new account in August. 

Instant approval (seriously, split second, no rotating clock or anything) for $3000 increase to new limit of $6000. No alerts of any HP.

[Remedios]

I asked for one on Cash+ today, and got that one, too. $2000 SP

Either they are impressed by me feeling entitled or by me actually using their cards

[Anonymous]

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@Remedios wrote:
I asked for one on Cash+ today, and got that one, too. $2000 SP

Either they are impressed by me feeling entitled or by me actually using their cards

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I think they like the use for sure. But also, they seem to enjoy the entitlement once you're a customer. So...keep acting like you own the place and the Socks bank love will continue.

[Remedios]

Good idea. I'll spend some time parked by the branch. That ought to get me something

[Anonymous]

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@Remedios wrote:
Good idea. I'll spend some time parked by the branch. That ought to get me something

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At minimum, at least some more socks. 

[Remedios]

Considering your CLI after a month, you must have bought shirt, slacks and office chair
I just wish you were a bit more honest about it

[addicted_to_credit]

So you guys can stock up....

https://shop.usbank.com/shop/u-s-bank/apparel/all-apparel/

[Anonymous]

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@Remedios wrote:
Considering your CLI after a month, you must have bought shirt, slacks and office chair
I just wish you were a bit more honest about it

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Chinos, blazer and ascot. I think they expect me to run their sailing team next year. 

[atst2000]

Cash+ has been stuck at the measly $500 since I opened it a year and a half ago. Said screw it and tried through the app and got $500 instant increase to $1000. No HP yet. Wish it was more. Still my lowest limit card since all my cards are at least $10k and higher. I do use it a lot to get the free money. On a side note I did recently open a checking account and got $300 from it. Only reason I haven’t closed my USB account is the constant money I keep getting from them lol.