US Bank

[Anonymous]

I applied for the US Bank Platinum, but since they wanted to do a manual review, I applied for Amex and Chase and got approved for both.  Think my US Bank one will be denied because I hit my reports with those two other apps in a week?

[CreditCuriosity]

Always possible, but I don't think 2 apps will scare US Banks.. The accounts havent hit the CB yet and US Bank could of pulled a whole another CB, so they might not even see that you apped for anything.. Wouldn't worry about it to much

[JustBPatient]

Us Bank is notoriously slow and they will normally manually review 95% of apps.  I bank with them, have products with them and was still manually reviewed.  Took 5 days if I remember correctly to even get some sort of response.  800-947-1444 is the app status line.

[Anonymous]

During my recent app spree I got the US Bank Cash+ card. I had to do a recon and give up my first child to get approval, and when they did it was for $5k.

[racer-x]

I was instant online approved for a $10k Plattie (now cash +), and $15k LOC two yrs ago....app'd at the same time.

[Anonymous]

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@Anonymous wrote:

I applied for the US Bank Platinum, but since they wanted to do a manual review, I applied for Amex and Chase and got approved for both.  Think my US Bank one will be denied because I hit my reports with those two other apps in a week?

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U.S Bank likes to manually review most of its application.  The decision can swing either way and 2 applications will not scare them.  It all comes down to your credit profile and the other reports they use also.

[Anonymous]

Good luck my sister had one of their cards i think but ive never heard nothing bad!

[Santi78342]

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@Anonymous wrote:

I applied for the US Bank Platinum, but since they wanted to do a manual review, I applied for Amex and Chase and got approved for both.  Think my US Bank one will be denied because I hit my reports with those two other apps in a week?

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In a perfect world, US Bank pulled a report as soon as you applied and therefore won't even see they INQs from Chase & Amex. 

[Anonymous]

They said it takes about three days, okay fine.  The thing is, I have a nervous twitch, so to speak, so I checked the automated application line a lot, just like I check my credit every day, even though not much changes daily.  I guess those are just things I do in auto-pilot, like checking email or FB everyday.  Sooo five days have passed and when I got a person on the phone, she said each time I called the auto line, it "set back" my application and said to give it a couple days.  Which I think is dumb and I've NEVER heard of that before.... someone correct me if I'm wrong.  Anyway, I haven't seen an email approval or denial, nor have I seen a new card pop up on my online banking.  So what the hell is taking so long I wonder.  

[CreditCuriosity]

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@Anonymous wrote:

They said it takes about three days, okay fine.  The thing is, I have a nervous twitch, so to speak, so I checked the automated application line a lot, just like I check my credit every day, even though not much changes daily.  I guess those are just things I do in auto-pilot, like checking email or FB everyday.  Sooo five days have passed and when I got a person on the phone, she said each time I called the auto line, it "set back" my application and said to give it a couple days.  Which I think is dumb and I've NEVER heard of that before.... someone correct me if I'm wrong.  Anyway, I haven't seen an email approval or denial, nor have I seen a new card pop up on my online banking.  So what the hell is taking so long I wonder.  

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lol I don't buy that one bit lol...  If so that is just dumb, but i still don't buy it..  Have you called UW or was that UW that stated that?