USAA's Pre-Approved Disapproval

[chiefone4u]

Citi Costco card allows you to set maximum monthly spending limits (resets at beginning of each new billing cycle -- full limit is reported to CRA's) for authorized users. This is the only Citi card I have with an authorized user, so I'm not sure if other cards from Citi offer this as well.

[Anonymous]

---

@MyDataMyChoice wrote:
you can still add an authorized user (your son) just don't give him the card

---

That's not what we are looking for.  We want a card he can use all the time.  

All our other USAA cards are upwards of $30k limits and I don't find it particularly bright to put a $30k+ card in the hands of an 18-year-old.

[Anonymous]

---

@ChargedUp wrote:

AFAIK, You cannot modify AU limits on any Visa cards. All card holders have the same card number (with possibly varying expiration and CVV numbers.)

Amex lets you do this easy peasy. Discover and MC let you toggle on/off specific AU cards.

---

Many banks and credit unions do not use the same number for all cards on the account.  OCCO doesn't.  Navy Federal doesn't.  USAA doesn't.  But neither allows you to set independent limits.