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Uber Visa Credit Card Data Points Thread for Approvals

Established Member

Re: Uber Visa Credit Card Data Points Thread for Approvals

I applied knowing full well that i shouldn't but...😓 Not an immediate denial. Whaaa? 👀 Decision in 10 days...🤞🏻 But I want to know now. Clicked on the link. 🤡 Denied! At this time...blah blah blah...🗣 I wasn't even pissed. 😂🤣 27 inquiries, 34 new accounts, multiple recent CLI's 3 maxed out cards because I just paid unexpected taxes and went on vacation... 💰 50% overall usage. I should have checked the backer bank - it's Barclays. They hate me. Don't know why - I've never used them. Good luck to everyone else.



,


FICO 8 09/15/2017 TU 701, EQ 686, EXP 675 AAoA 1.3 years
World's Worst Gardener
Message 41 of 263
Valued Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

No recon?



FICO 8 Scores
EQ 722 / Goal 750
EX 706 / Goal 750
TU 731 / Goal 750

FICO FICO 9 Scores
EQ 726 / Goal 750
EX 683 / Goal 750
TU 726 / Goal 750

Inquiries in the past year
EQ = 8
EX = 11
TU = 7

AAOA 3 Years 7 Months
AOOA 12 Years 6 Months
Message 42 of 263
Moderator

Re: Uber Visa Credit Card Data Points Thread for Approvals

I'm a huge fan of 3% cash back travel cards, but I don't get to play this time due to an old Juniper account that was charged off back in the "good 'ole days".   Smiley Frustrated

 

That said, it would be interesting to see if the blacklist applies to this new offering as well.  I fully expect that it does; in any case I'm leaving that for somebody else to experiment with.  Smiley Wink

Message 43 of 263
Valued Member

Re: Uber Visa Credit Card Data Points Thread for Approvals

Uber Credit Card Approved!

Screen Shot 2017-11-02 at 8.55.34 PM.png

 

 

Stats:

TU Score:740 (Discover )

Util %: 7%

Age: 22

Inq: 0 

Total Accounts: 9 

Recent New accounts: 2 

 

 

I am so excited to put my phone bill and online subscriptions on this card and Dining too since i am a college student.

 

Decent starting limit, I hope it grows as this is my first Barclaycard. 

 

I am so exicted. Now I will garden until next year or something good pops up. 

This one made so much sense for me so I'll take the inquiry on TransUnion.

 

Any questions let me know.

 

Message 44 of 263
Established Member

Re: Uber Visa Credit Card Data Points Thread for Approvals

Score in low 700s, 100% on time payments, no badies, 3% util, applied and approved for 6 cards just 5 months ago, 10 new accounts last 2 years, 7 inquires on TU (which they pulled). Apped and no decision, called and appproved for $2.4k. CLI and didn't pass, the guy asked me why I had so many recent cards and I said I just wanted to buffer AOA down the road (might have been too honest). I then asked and moved some credit from my Barclay Upromise card which I barely use, and in the process he commented that that's a good idea since I do have a lot of unused line on that card (so that might be a factor of not giving me larger line). Total exposure with Barclay is $9k.

May 2018 - 760-770

100% on-time payments. No derogatory records. Oldest account 5yo+, avg 1yo+.

Citi ThankYou Preferred ($5,300), Discover It ($10,000), Cap1 Quicksilver ($7,500), Barclay Upromise ($3,900), Chase Amazon ($18,000), US Bank Cash + ($6,500), Buypower ($5,000), Citi DC ($20,000), Cap1 Premier Dining ($5500), Amex BCE ($18,000), Paypal Cashback MC ($25,000), Barclay Uber ($5,000).
Message 45 of 263
Established Member

Re: Uber Visa Credit Card Data Points Thread for Approvals


estukay wrote:

Uber Credit Card Approved!

Screen Shot 2017-11-02 at 8.55.34 PM.png

 

 

Stats:

TU Score:740 (Discover )

Util %: 7%

Age: 22

Inq: 0 

Total Accounts: 9 

Recent New accounts: 2 

 

 

I am so excited to put my phone bill and online subscriptions on this card and Dining too since i am a college student.

 

Decent starting limit, I hope it grows as this is my first Barclaycard. 

 

I am so exicted. Now I will garden until next year or something good pops up. 

This one made so much sense for me so I'll take the inquiry on TransUnion.

 

Any questions let me know.

 


Do you have any cards with Barclay before this? What's the CL on them if so?

Update: sorry I was an idiot you already answered that



May 2018 - 760-770

100% on-time payments. No derogatory records. Oldest account 5yo+, avg 1yo+.

Citi ThankYou Preferred ($5,300), Discover It ($10,000), Cap1 Quicksilver ($7,500), Barclay Upromise ($3,900), Chase Amazon ($18,000), US Bank Cash + ($6,500), Buypower ($5,000), Citi DC ($20,000), Cap1 Premier Dining ($5500), Amex BCE ($18,000), Paypal Cashback MC ($25,000), Barclay Uber ($5,000).
Message 46 of 263
Valued Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals


estukay wrote:

Uber Credit Card Approved!

Screen Shot 2017-11-02 at 8.55.34 PM.png

 

 

Stats:

TU Score:740 (Discover )

Util %: 7%

Age: 22

Inq: 0 

Total Accounts: 9 

Recent New accounts: 2 

 

 

I am so excited to put my phone bill and online subscriptions on this card and Dining too since i am a college student.

 

Decent starting limit, I hope it grows as this is my first Barclaycard. 

 

I am so exicted. Now I will garden until next year or something good pops up. 

This one made so much sense for me so I'll take the inquiry on TransUnion.

 

Any questions let me know.

 


Congrats!!  Same here, my other reason for this was for my iphone 8 insurance, netflix, spotify and Amazon prime.




FICO 8 Scores
EQ 722 / Goal 750
EX 706 / Goal 750
TU 731 / Goal 750

FICO FICO 9 Scores
EQ 726 / Goal 750
EX 683 / Goal 750
TU 726 / Goal 750

Inquiries in the past year
EQ = 8
EX = 11
TU = 7

AAOA 3 Years 7 Months
AOOA 12 Years 6 Months
Message 47 of 263
Valued Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals


Whiteway wrote:

Score in low 700s, 100% on time payments, no badies, 3% util, applied and approved for 6 cards just 5 months ago, 10 new accounts last 2 years, 7 inquires on TU (which they pulled). Apped and no decision, called and appproved for $2.4k. CLI and didn't pass, the guy asked me why I had so many recent cards and I said I just wanted to buffer AOA down the road (might have been too honest). I then asked and moved some credit from my Barclay Upromise card which I barely use, and in the process he commented that that's a good idea since I do have a lot of unused line on that card (so that might be a factor of not giving me larger line). Total exposure with Barclay is $9k.


Lol, sounds similar to my situation "you haven't use your card for a while, want to move some credit around?"




FICO 8 Scores
EQ 722 / Goal 750
EX 706 / Goal 750
TU 731 / Goal 750

FICO FICO 9 Scores
EQ 726 / Goal 750
EX 683 / Goal 750
TU 726 / Goal 750

Inquiries in the past year
EQ = 8
EX = 11
TU = 7

AAOA 3 Years 7 Months
AOOA 12 Years 6 Months
Message 48 of 263
Senior Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

So the Uber card doesn't offer 5% back on Uber purchases?  How...weird.

 

I assume the best cashback card for Uber is US Bank Cash+ with the transportation category applied?

 

I'm not too interested in this one but adding it to my rewards calculator "app" so it pops up in case there might be a reason to get one in the far future!

Message 49 of 263
Frequent Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

I got a denial, assuming due to BK13, but really want this card. I have no history with Barclays. Any recon advice before I call?
RBFCU Premier $25K, Sam’s Club MC $20K, Cap1 Venture $20K, Navy GoRewards $10K, PenFed Power Cash $10K, PenFed PLOC $10k, Navy Platinum $5.7K, SMG $4K, PenFed Promise $2.5K, Total Rewards $1.5K, Discover It $1.1K, Cap One QS1 $850, Overstock $13.9K,
DC BK13 3/17....TU clean due to EE as of 12/17! EX clean as of 4/18!
Message 50 of 263