Re: Ulta Store Card Credit Limit Increase

Anonymous · ‎01-14-2020

I have the Ulta Store Card and I can't seem to get an increase. I read somewhere that you should wait until 9 months so I did. I'm about to hit 10 months now. I know its still pretty new. But I make purchases and pay them off and my letter states that its because of the lack of real estate loans. Which is weird - why would they care about a real estate loan being on my credit report if it's Ulta?! I just want an increase! Should I keep trying? Any tips to getting approved for one?

Anonymous · ‎01-14-2020

That’s not why they’re denying you. The reasons they send actually are reasons why your score isn’t 850. What other reasons did they give, what are your scores, and do you have any derogatory info on your files? Knowing this info can help us help you with a strategy.

Anonymous · ‎01-24-2020

I have that card and they automatically increased my limit. Just wait for it to happen.

@Anonymous wrote:
I have the Ulta Store Card and I can't seem to get an increase. I read somewhere that you should wait until 9 months so I did. I'm about to hit 10 months now. I know its still pretty new. But I make purchases and pay them off and my letter states that its because of the lack of real estate loans. Which is weird - why would they care about a real estate loan being on my credit report if it's Ulta?! I just want an increase! Should I keep trying? Any tips to getting approved for one?

Queen_Etherea · ‎01-29-2020

I just kept submitting a CLI request like once a week until I got one. It's a soft pull, so you can do it as many times as you want. I put A LOT of spend on my card, so I was able to get a few increases pretty quickly. I still have a $500 balance on it and it's always had a balance when I got my CLI's. I got the card in March of last year and I think I started at $300 and I'm now at $3,150. I hate that they're always a weird number, but they it seems like they give increases in $500-$750 increments. At least, that's been my personal experience.

So feel free to smash that CLI button!

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.