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Venture X - App status

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niko79
Contributor

Venture X - App status

Got preapproval for Venture X and went for it. Was not instantly approved and minutes later asked for copy of State Photo ID. Provided it right away and been waiting now 3 dats for a response. Still shows Processing. Any idea on how much longer for a decision? Should I call them tomorrow or just wait for now?

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Message 1 of 10
9 REPLIES 9
GZG
Senior Contributor

Re: Venture X - App status

they wouldn't have asked if they didn't want to approve you

 

feel free to call and let them know you've provided it and ask if there's anything else needed

 

is there any discrepancy between your name/id name/name on CB's?

Starting FICO 8:
Current FICO 8:



0/6, 2/12, 7/24
Message 2 of 10
niko79
Contributor

Re: Venture X - App status

All info are exact match on the DL. On call with them right now. I did just what you said. They are suprised no one looked at my uploaded docs. She is checking it.

Message 3 of 10
niko79
Contributor

Re: Venture X - App status

The rep said that the doc team has not reviewed it yet. She also mentioned the 3 weeks time frame for decision.

Message 4 of 10
niko79
Contributor

Re: Venture X - App status

Got a phone call from CapitalOne that they received my DL and verified it was me who applied. I think they might have been shocked as to: dude, really? With these scores? Smiley Very Happy

 

Anyway, she said they will continue to process the app and it might take couple of weeks to do so.

Message 5 of 10
niko79
Contributor

Re: Venture X - App status

Got an email with approval. SL 10k. FICO 664. My worst EQ. CH 13 has fallen off TU and EX but not on EQ. 

So excited!! I worked so hard on 100% CH13 and paid 100k off. 

Message 6 of 10
nytokyobred79
Valued Contributor

Re: Venture X - App status


@niko79 wrote:

Got an email with approval. SL 10k. FICO 664. My worst EQ. CH 13 has fallen off TU and EX but not on EQ. 

So excited!! I worked so hard on 100% CH13 and paid 100k off. 


Congrats on the persistence and hard work rebuild. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 7 of 10
MsSecondChance
Regular Contributor

Re: Venture X - App status

Congratulations on a job well done! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 781
EX 706
EQ 649
Message 8 of 10
GZG
Senior Contributor

Re: Venture X - App status


@niko79 wrote:

Got an email with approval. SL 10k. FICO 664. My worst EQ. CH 13 has fallen off TU and EX but not on EQ. 

So excited!! I worked so hard on 100% CH13 and paid 100k off. 


very nice approval, congrats!!

Starting FICO 8:
Current FICO 8:



0/6, 2/12, 7/24
Message 9 of 10
kh_jenn
Administrator

Re: Venture X - App status

Congrats on your approval! This thread is now closed to new replies. Please feel free to continue your discussion in the Approvals board.Thank you!

Message 10 of 10
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