@Anonymous wrote:
Haha yea ChargedUp I need to get on that. I've read that Chase will ask on the application how much you make or plan to make with your business? Scares me a bit.
Also, on the tax side of things, how to claim and what to claim is a bit out of my realm. Something I need to investigate further.
As long as you're not claiming to be Sam Walton or Jeff Bezos, I don't think they're going to dig much deeper than your own personal credit history. As far as taxes, talk to a CPA or Tax professional in your area for proper guidance. In general though, if you're going to file taxes for a home business, you get some nice deductions. If you're just selling a couple things here and there on eBay or Craigslist though, i don't think the IRS really comes into play.
I have a wide range of other travel cards, Chase, AMEX, US Bank.
Had a Venture for a couple years, closed it earlier this year, as part of setting up to apply again.
I view the 75,000 point SUB as a way to efficiently get $750 in travel benefit for one HP. Yeah, it's a $5,000 spend, but it's only one new account in relation to all the "limit your new account additions" 5/24 and such going around. So it is a good payback for the 3HP, one new account.
Maybe some folks missed the news, but Venture now transfers to some of the same airline partners as UR and MR points, and even without that the no-hassle Travel Eraser option is extremely easy to use with hotel costs. So Venture, in my mind, is a viable addition to the other points systems, which often aim toward airline partners.
@NRB525 wrote:I have a wide range of other travel cards, Chase, AMEX, US Bank.
Had a Venture for a couple years, closed it earlier this year, as part of setting up to apply again.
I view the 75,000 point SUB as a way to efficiently get $750 in travel benefit for one HP. Yeah, it's a $5,000 spend, but it's only one new account in relation to all the "limit your new account additions" 5/24 and such going around. So it is a good payback for the 3HP, one new account.
Maybe some folks missed the news, but Venture now transfers to some of the same airline partners as UR and MR points, and even without that the no-hassle Travel Eraser option is extremely easy to use with hotel costs. So Venture, in my mind, is a viable addition to the other points systems, which often aim toward airline partners.
While I agree on diversifying travel cards, what is Ventures' transfer rate compared to Ink's bonus of 80K UR's for the same spend? Ink would likely be one HP compared with Cap One's 3 HP's.
@ChargedUp wrote:
@NRB525 wrote:I have a wide range of other travel cards, Chase, AMEX, US Bank.
Had a Venture for a couple years, closed it earlier this year, as part of setting up to apply again.
I view the 75,000 point SUB as a way to efficiently get $750 in travel benefit for one HP. Yeah, it's a $5,000 spend, but it's only one new account in relation to all the "limit your new account additions" 5/24 and such going around. So it is a good payback for the 3HP, one new account.
Maybe some folks missed the news, but Venture now transfers to some of the same airline partners as UR and MR points, and even without that the no-hassle Travel Eraser option is extremely easy to use with hotel costs. So Venture, in my mind, is a viable addition to the other points systems, which often aim toward airline partners.
While I agree on diversifying travel cards, what is Ventures' transfer rate compared to Ink's bonus of 80K UR's for the same spend? Ink would likely be one HP compared with Cap One's 3 HP's.
INK cards require someone to have a business. Outside my scope of availability.
