Venture and Quicksilver apps on same day- within minutes of one another

[Creditaddict]

my partner was instantly approved for spark but his venture went pending and was approved later and still only 1 triple pull.

[Anonymous]

On 5/15/15 I app'd for Venture One and QS based on pre-qual site. Both approvals were instant/automated. I received one triple pull and one double from what I see.

I saw on the forum that sometimes the CRA will remove one as a duplicate. All the inquries are still currently showing on my reports.

[Anonymous]

I was pre-approved for Venture and QS. I apped for Venture first, approved. Immediately apped for a second QS (already have one) denied. Did not suffer a triple pull at all. They only pulled TU and EX, once each. No HP's at all for the QS app.

[stagefoursurvivor]

No prequal.

1/31/15 Instant approval QS $5K

2/3/15 Instant approval V1 $7.5K

A single triple despite being several days apart

"Hate Cap1"?  LOL It's simply bidness as usual for ALL the lenders!

Citi, OTOH, hates me & I'm seemingly blacklisted in perpetuity because I beat their legal dept when they claimed I missed mortgage payments 10 years earlier. Oddly, I still had the cancelled checks for the dates they left blank. They, not-so-happily, paid me, my attorney and completely revised my credit history. I believe somebody internally was cooking their books, maybe the Madoff crew?

[Anonymous]

Go stagefour! Get the nasty big banks! My dad was a bank vice president (not with Citi) and always told me that Citi was not one to bother with.

May I ask why you apped for QS before V1, and why V1 instead of regular Venture? Helps to see patterns and how things work. No guarantees, but maing informed decisions is good!

Thanks very much for your helpful comments! It is GREAT to heat that you had only a single triple pull days apart!

[Anonymous]

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@stagefoursurvivor wrote:

11/14/14 Total CL $1,100; 6/30/15 Total CL $170K

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[Anonymous]

And, I am SUPER impressed and amazed by your credit journey from 1k to $170k in an 8 month period! WoW. How in the world did you do it? How much of it is major cc's?

[Anonymous]

Smokey, thank you, this is really helpful to know! Good to know that some are not getting the dreaded triple pull even once!

[stagefoursurvivor]

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@Anonymous wrote:

Go stagefour! Get the nasty big banks! My dad was a bank vice president (not with Citi) and always told me that Citi was not one to bother with.

May I ask why you apped for QS before V1, and why V1 instead of regular Venture? Helps to see patterns and how things work. No guarantees, but maing informed decisions is good!

Thanks very much for your helpful comments! It is GREAT to heat that you had only a single triple pull days apart!

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QS, for the cash back. V1 has the 0% promo APR, Venture didn't BUT, I got the Venture in March for the great SL. By the end of the year I'll have a single $45-50K QS or V1 with the new urge to merge!

Yes, informed decisions in all things. 15 years since stage 4 lung cancer with brain mets, MegaMillions Medical Lottery

[Anonymous]

Thanks creditaddict, that is encouraging to know!