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I got my notification via email why my Walmart card was denied and it stated too many inquiries. I cannot argue that! I pushed 6 in one day because I wanted to do it before another car loan started reporting and take advantage of the ding to my CR. (lost 4 but gained 3)
I have a handful of inquiries that will fall off end of this month. Next set won't be unil a year from now. Anyone have success reapplying within a fw months? The only other cards I would like to have would be this one (Since I shop there nearly daily) and a NFCU card.
Thanks for reading!
You'd be better off waiting for a year and then reapply. I was in the same boat five years ago and was denied 3 times.....I waited about a year and a half and bam, suddenly I was approved.
Wow 6 in one day... that is ambitious and I admire your courage. I have added 8 cards this year 3 in January and then a card or two every couple of months. I don't have the Walmart card, but I do have the Sam's Club MC, which in my opinion is easier to get because of the membership.
I app'd in Sam's when I joined. They had/have some deal where if you apply they give you a $45 statement credit which is the price of membership. This card works at Walmart and so do the Sam's Club giftcards, which I purchase using my double cashback Discover card during the warehouse quarters. I do most of my shopping at Walmart and Aldi.
And if you got the Sam's Club credit card - it can be used at all Walmarts.....
@Anonymous wrote:Wow 6 in one day... that is ambitious and I admire your courage. I have added 8 cards this year 3 in January and then a card or two every couple of months. I don't have the Walmart card, but I do have the Sam's Club MC, which in my opinion is easier to get because of the membership.
I app'd in Sam's when I joined. They had/have some deal where if you apply they give you a $45 statement credit which is the price of membership. This card works at Walmart and so do the Sam's Club giftcards, which I purchase using my double cashback Discover card during the warehouse quarters. I do most of my shopping at Walmart and Aldi.
I was ambitious! I had a loan not reporting yet so wanted to take advantage of that before it did and utilize the HP hit. I lost a total of 1pt for all the inquiries
Good Job!!
I so want to go after that $500 Savor bonus but cringe at the 3 hp's it would add.