cancel
Showing results for 
Search instead for 
Did you mean: 

Was denied Apple Card with 740 fico.

tag
donkort
Valued Contributor

Re: Was denied Apple Card with 740 fico.

Before, or after, taxes? 

 

They want your income BEFORE taxes.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 11 of 31
FAMUGrad2001
New Contributor

Re: Was denied Apple Card with 740 fico.

My hard pull didn't show until the next day.

Starting Score: 545
Current Score: 656
Goal Score: 850


Take the myFICO Fitness Challenge
Message 12 of 31
donkort
Valued Contributor

Re: Was denied Apple Card with 740 fico.

No hard pull until the offer by Goldman Sachs is accepted.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 13 of 31
Anonymous
Not applicable

Re: Was denied Apple Card with 740 fico.

1500 or so

before taxes a month. 

Message 14 of 31
Anonymous
Not applicable

Is there a RECON number to Apple Card?

Title says it all. Was denied. Need to explain income. Thanks. 

Message 15 of 31
Anonymous
Not applicable

Re: Is there a RECON number to Apple Card?

No there is no recon. Wait 30 days and try again. 

Message 16 of 31
Remedios
Credit Mentor

Re: Is there a RECON number to Apple Card?

@Anonymous  I've merged your other thread asking for recon phone number. 

Please avoid cross posting with identical topics, it's easier for our members to help you if all pertinent info is consolidated in one thread. 

 

Thank you 

Message 17 of 31
donkort
Valued Contributor

Re: Is there a RECON number to Apple Card?

Your income was definitely a factor, to be honest.

 

It's really a tribute to you that you've kept your credit score so high with such an income.  That means you're very thrifty with your money.

 

I make quite a bit more than you----but I can't budget as well as you can.  I had almost maxed out credit cards for 13 years.

 

I'm sorry you didn't get approved for the card.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 18 of 31
Anonymous
Not applicable

Re: Is there a RECON number to Apple Card?

Thanks. But I figure I don't need Apple.

Message 19 of 31
Anonymous
Not applicable

Re: Was denied Apple Card with 740 fico.


@Anonymous wrote:

... What should I do dear friends. 


Sorry, Heisenberg. It might be too late for you but I know what I would do -- I'd call Saul. Smiley LOL 

Message 20 of 31
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.