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Ive been eyeing this card and was surprised today after logging into my account and noticing a pre approval with a solid APR, never appeared before. Its very tempting but I will pass for the time being since I am going through mortgage underwriting at the moment.
I feel ya..
I've been wanting the Propel since it launched.. I just checked and I have an offer with 0%/12 months & 20.99% apr after that but that seems a bit high to me.
I don't often carry balances so I guess if needed, I could carry a balance on another card..
I'm still hesitant to app for anything new- I need to meet the $3000 spend but with Christmas coming that would be easy..
UGH- Decisions..
I think I'm going to wait it out- so I'll suffer through it with you. CHEERS
Nice job - but if you aren't providing stats then you're just bragging.
@Anonymous wrote:Nice job - but if you aren't providing stats then you're just bragging.
Honestly what good are DP's?
There hasn't been any actual approvals just offers so the DP's are pretty moot until an approval, SL etc have been reached.
No?
I don't consider sharing on this forum "bragging", it alerts others, that perhaps want that product to check for approvals of their own.
Which is exactly what the OP's post did-
CHEERS
@AverageJoesCredit wrote:
Where do you actually see if you have preapprovals with Wells? I didnt even know they offered them. Learning everyday
Hey AJC!
It's not like any other site- good 'ole Wells Fargo making things difficult. LOL
Mine was just a link under my account on the main page. I bank there (yeah DOPE) so when I'm on the main accounts page, it shows up.
Also they have a box of ads & it will show there, you click it and it has the APR etc... I'm not even sure it's a solid offer but it has a static APR unlike everywhere else the Propel is promoted.
CHEERS & have a VERY Happy Thanksgiving (ALL my My Fico friends!)!!
@Pikaboo-icu wrote:... There hasn't been any actual approvals just offers ...
I was approved two weeks ago, but without a pre-approval offer. Details are here for those curious.
Go for it, if you like it. Just do your research. Mine is going on the chopping block soon..